Middlesex County and Wakefield Town property record for 98 Cedar St, Apt 23, Wakefield, MA 01880
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 993 sqft · built 1975 |
| Lot Size | 1.1 acres (48,276 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,488 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22541 |
| Primary APN | 22541 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Units | 29 Units |
| Stories | 2 Stories |
| Building Area | 993 sqft Living Area |
| Gross Area | 1,161 sqft |
| Basement Area | 375 sqft |
| Unfinished Basement | 150 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 48,276 sqft (1.1 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 22541 |
|---|---|
| Street Address | 98 CEDAR ST, 23 |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-2757 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | GR |
| Legal Subdivision | CEDAR GARDENS CONDO |
| Legal Block | 358 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 5 |
| Census Block | 5013 |
| Census Tract | 335200 |
98 Cedar St, Apt 23 is owned and occupied by an individual.
Source: Middlesex County and Wakefield Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 CEDAR ST, 23, WAKEFIELD, MA 01880-2757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 98 CEDAR ST APT 23, 23, WAKEFIELD, MA 01880-2757 |
| Document Number | 73718-526 |
| Instrument Date | Nov 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 98 CEDAR ST #23 WAKEFIELD MA 018802757, 23, WAKEFIELD, MA 01880-2757 |
| Document Number | 73718-526 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 073718/000526 |
| Instrument | 6112 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 25, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 98 Cedar St, Apt 23 was $4,488, up 11% from the year before.
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,488.00 (+11.03%) | $395,400 (+10.05%) Building $395,400 | $478,895 (+8.43%) |
| 2024 | $4,042.00 (-4.1%) | $359,300 (-) Building $359,300 | $441,655 |
| 2023 | $4,215.00 | $359,300 Building $359,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Cedar St, Apt 23 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1984) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 98 Cedar St, Apt 23 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
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