Home Massachusetts Middlesex County Wakefield Cedar St 98 Cedar St
98 Cedar St, Apt 19, Wakefield, MA 01880 Property Records
Middlesex County and Wakefield Town property record for 98 Cedar St, Apt 19, Wakefield, MA 01880
Property Summary
Property Type Condominium Details 3 bd · 1.5 ba · 1,404 sqft · built 1975 Lot Size 1.1 acres (48,276 sqft) Owner Individual Name on File Last Sale $540,000 (Mar 2023) Tax Bill $5,938 (2025) Deeds & Mortgages Mar 2023 Sale & Mortgage Mar 2020 Refinance + 3 more Flood Zone Zone X (minimal risk)APN 22509
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Property Details APN / Parcel Number
Primary APN 22509 Alternative APNs WAKE M:000012 B:0358 P:019119 M:000012 B:0358 P:191=19
Interior
Bedrooms 3 Beds Full Baths 1.5 Baths Half Baths 1 Half Bath Total Rooms 6 Rooms Units 29 Units Stories 2 Stories Building Area 1,404 sqft Living Area Gross Area 1,692 sqft Basement Area 540 sqft Unfinished Basement 216 sqft
Exterior
Year Built Built 1975 Effective Year Built Effective 1983 Architectural Style Other Exterior Material Aluminum/Vinyl Construction Type Frame Roof Type Gable Roof Material Asphalt Lot Area 48,276 sqft (1.1 acres)
Utilities, Heating & Cooling Heating System Hot Water Heating Fuel Oil
Location & Zoning Account Number 22509 Street Address 98 CEDAR ST, 19 City WAKEFIELD State MA Zip 01880-2757 Property Category Residential Property Type Residential > Condominium / Townhouse > Condominium Local Zoning Code GR Legal Block 358 Jurisdiction WAKEFIELD MA Township / Civil Division WAKEFIELD Census Block Group 5 Census Block 5013 Census Tract 335200
Owner
98 Cedar St, Apt 19 is owned and occupied by an individual who bought it in March 2023.
Source: Middlesex County and Wakefield Town records, as of July 20, 2026
Owner of Record Individual Name on File Mailing Address 98 CEDAR ST, 19, WAKEFIELD, MA 01880-2757 Occupancy Owner Occupied Owner Type Individual
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial .
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Deeds, Mortgages & Sale History
Assessor's Deed Record
Deed Names Name on Deed Last Sale Mar 30, 2023 · Amount on File Deed Sale Mar 30, 2023 · Amount on File Prior Sale Mar 12, 2021 · Amount on File Deed Document Number 202331351 Deed Book / Page 81376 / 418 Record Updated Oct 29, 2026
March 2023: Quit Claim Deed, Transfer Document Type Quit Claim Deed Jurisdiction WAKEFIELD MA Recording Date Mar 30, 2023 Property Address 98 CEDAR ST APT 19, 19, WAKEFIELD, MA 01880-2757 Document Number 081376-418 Book / Page 81376 / 418 Instrument Date Mar 30, 2023 Instrument 31351 Transaction Type Transfer Record Updated Apr 14, 2023
Transaction
Amount Amount on Record Downpayment Downpayment on Record Loan-to-Value (LTV) LTV on Record Tax $0.00 Amount Accuracy Full Amount Stated Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Address 98 CEDAR ST APT 19, 19, WAKEFIELD, MA 01880-2757
Mortgage
Document Number 0000031352 Date Mar 30, 2023 Instrument 31352
Lender
Name SALEM FIVE MORTGAGE CORP Type Mortgage Company
Agreement
Type Stand-Alone First Mortgage Amount Amount on Record
Interest
Rate Type Adjustable Rate Rate 5.75% Type Change Date Apr 1, 2033 Max Rate At Change 2.88% Index 1-Year CMT
March 2020: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction WAKEFIELD MA Property Address 98 CEDAR ST APT 19, 19, WAKEFIELD, MA 01880-2757 Transaction Type Mortgage Record Updated Jun 24, 2022
Transferred To (Grantee/Buyer)
Mortgage
Document Number 074373-256 Date Mar 30, 2020 Book Page 74373/256 Instrument 46805
Lender
Name RESIDENTIAL MORTGAGE SERVICES Type Mortgage Company
Agreement
Type Stand-Alone Refinance Amount Amount on Record Term 361 Months Due Apr 1, 2050
March 2021: Condominium Deed, Transfer Document Type Condominium Deed Jurisdiction WAKEFIELD MA Recording Date Mar 12, 2021 Property Address 98 CEDAR ST APT 19, 19, WAKEFIELD, MA 01880-2757 Document Number 77205-480 Book / Page 77205 / 480 Instrument Date Mar 12, 2021 Instrument 55367 Transaction Type Transfer Record Updated May 12, 2021
Transaction
Amount Amount on Record Downpayment Downpayment on Record Loan-to-Value (LTV) LTV on Record Tax $0.00 Amount Accuracy Full Amount Stated Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Tenants by the Entirety Address 98 CEDAR ST APT 19, 19, WAKEFIELD, MA 01880-2757
Mortgage
Document Number 55368 Date Mar 12, 2021 Instrument 55368
Lender
Agreement
Type Stand-Alone First Mortgage Amount Amount on Record
August 2018: Deed, Transfer Document Type Deed Jurisdiction WAKEFIELD MA Recording Date Aug 9, 2018 Property Address 98 CEDAR ST APT 19, 19, WAKEFIELD, MA 01880-2757 Document Number 71450-475 Book / Page 71450 / 475 Instrument 121528 Transaction Type Transfer Record Updated May 12, 2021
Transaction
Amount Amount on Record Downpayment Downpayment on Record Loan-to-Value (LTV) LTV on Record Tax $38.37 Amount Accuracy Full Amount Stated Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Joint Tenants Address 98 CEDAR ST APT 19, 19, WAKEFIELD, MA 01880-2757
Mortgage
Document Number 714500480 Date Aug 9, 2018 Instrument 71450/0480
Lender
Agreement
Amount Amount on Record Term 360 Months Due Aug 9, 2048
February 2018: Foreclosure Document Type Foreclosure Jurisdiction WAKEFIELD MA Recording Date Feb 12, 2018 Property Address 98 CEDAR ST APT 19, 19, WAKEFIELD, MA 01880-2757 Document Number 70618-454 Book / Page 070618 / 000454 Instrument Date Dec 28, 2017 Instrument 6 Transaction Type Foreclosure Record Updated Mar 7, 2018
Transaction
Amount Amount on Record Tax $1,304.16 Amount Accuracy Confirmed Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Company Address 29 ARROWHEAD DR SAUGUS MA 019061910, SAUGUS, MA 01906-1910
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Tax Assessment & Valuation
The 2025 property tax bill for 98 Cedar St, Apt 19 was $5,938, up 11% from the year before.
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
Property Jurisdictions
Type Name State Massachusetts County Middlesex County County Subdivision Wakefield Town Unified School District Wakefield School District (PK - 12)
Tax Bill & Assessment History
Year Tax Bill Assessed Value Assessed Market Value 2025 $5,938.00 (+11.03%) $523,200 (+10.05%) Building $523,200 $588,525 (+4.47%) 2024 $5,348.00 (-4.09%) $475,400 (-) Building $475,400 $563,350 2023 $5,576.00 $475,400 Building $475,400
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
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Flood
FEMA maps place 98 Cedar St, Apt 19 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone Zone Xminimal risk Flood Insurance Requirement Not requiredlenders may require it Nearby Flood Policies 2 in force Nearby Flood Claims 1 (1984) Claims Outside the SFHA 1 of 1 Most Recent Claim Jun 1984 · tidal / storm surge
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 98 Cedar St, Apt 19 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk Not ratedno burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System WAKEFIELD WATER DEPTserves 27,090 people · EPA ID MA3305000 Water Source Surface water Last State Inspection Oct 2025 Lead 2 ppb (2022–2024)action level 15 ppb
Violations Reported to EPA
Water Quality Nonelast 10 years Treatment and Procedure Nonelast 10 years Monitoring and Reporting 3last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025
Provider Max Down / Up (Mbps) XfinityCable 2,000 / 2,000 Astound BroadbandCable 1,500 / 50 VerizonFiber 980 / 880
May also be available: T-Mobile.
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