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98 Cedar Rd, Ringwood, NJ 07456 Property Records

Passaic County and Ringwood Borough property record for 98 Cedar Rd, Ringwood, NJ 07456

Property Summary

Property TypeSingle Family Home
Details1,599 sqft · built 1964
Lot Size0.35 acres (15,242 sqft)
OwnerCompany Name on File
Last Sale$310,000 (Aug 2018)
Tax Bill$10,609 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN11-00927-0000-00006

Property Details

APN / Parcel Number

Primary APN11-00927-0000-00006
Alternative APN
  • 110092700006

Interior

Stories1 Story
Building Area1,599 sqft Living Area
1st Floor Area1,599 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Construction TypeFrame
Lot Area15,242 sqft (0.35 acres)
Lot Dimensions127 ft deep x 120 ft wide

Location & Zoning

Street Address98 CEDAR RD
CityRINGWOOD
StateNJ
Zip07456-1813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block927
Legal Lot Number6
JurisdictionPASSAIC NJ
Township / Civil DivisionRINGWOOD
Census Block Group2
Census Block2041
Census Tract216701

Owner

Source: Passaic County and Ringwood Borough records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address98 CEDAR RD, RINGWOOD, NJ 07456-1813
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MTG
Aug 28, 2018Grant Deed, Transfer
VALLEY NATIONAL TITLE SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2018 · Amount on File
Deed SaleAug 28, 2018 · Amount on File
Prior SaleJul 11, 1994 · Amount on File
Deed Document Number201839039
Deed Book / Page3388 / 122
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address98 CEDAR RD, RINGWOOD, NJ 07456-1813
Document Number0000010760
Instrument DateFeb 19, 2020
Transaction TypeMortgage
Record UpdatedMar 13, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address98 CEDAR RD RINGWOOD NJ 074561813, RINGWOOD, NJ 07456-1813

Mortgage

Document Number0000010760
DateFeb 26, 2020
Book Page016031/000177
Instrument10760
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term336 Months
DueFeb 25, 2048

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPASSAIC NJ
Recording DateAug 28, 2018
Property Address98 CEDAR RD, RINGWOOD, NJ 07456-1813
Document Number0000003909
Book / Page003388 / 000122
Instrument DateAug 13, 2018
Instrument3909
Transaction TypeTransfer
Record UpdatedSep 21, 2018
Title CompanyVALLEY NATIONAL TITLE SERVICES

Transaction

AmountAmount on Record
Tax$310.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address98 CEDAR RD RINGWOOD NJ 074561813, RINGWOOD, NJ 07456-1813

Tax Assessment & Valuation

Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityRingwood Borough
Secondary School DistrictLakeland Regional School District (09 - 12)
Elementary School DistrictRingwood Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$249,100 (-) Land $151,500 Building $97,600$249,100 (-) Land $151,500 Building $97,600
2025$10,609.00 (+2.3%)$249,100 (-) Land $151,500 Building $97,600$249,100 (-) Land $151,500 Building $97,600
2024$10,370.00 (+5%)
2023$249,100 Land $151,500 Building $97,600$249,100 Land $151,500 Building $97,600
2022$9,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims12 (1998–2021)
Claims Outside the SFHA9 of 12
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINGWOOD WATER DEPARTMENT
serves 9,327 people · EPA ID NJ1611002
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State InspectionJun 2022
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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