Passaic County and Ringwood Borough property record for 103 Cedar Rd, Ringwood, NJ 07456
| Property Type | Single Family Home |
|---|---|
| Details | 1,950 sqft · built 1964 |
| Lot Size | 0.489 acres (21,301 sqft) |
| Owner | Individual Name on File |
| Last Sale | $520,000 (Jul 2026) |
| Tax Bill | $12,211 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00929-0000-00055 |
| Primary APN | 11-00929-0000-00055 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,950 sqft Living Area |
| 1st Floor Area | 1,950 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Lot Area | 21,301 sqft (0.489 acres) |
| Lot Dimensions | 213 ft deep x 100 ft wide |
| Street Address | 103 CEDAR RD |
|---|---|
| City | RINGWOOD |
| State | NJ |
| Zip | 07456-1800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 929 |
| Legal Lot Number | 55 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | RINGWOOD |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 216701 |
103 Cedar Rd is owned and occupied by an individual who acquired it in August 2026.
Source: Passaic County and Ringwood Borough records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 CEDAR RD, RINGWOOD, NJ 07456-1800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2026 | Quit Claim Deed, Transfer WESTCOR LAND TITLE |
| Jul 7, 2026 | Deed, Transfer · FHA Mortgage NATIONS LENDING CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2026 · Amount on File |
| Deed Sale | Jul 7, 2026 · Amount on File |
| Deed Document Number | 202623086 |
| Deed Book / Page | 5122 / 92 |
| Last Transfer Date | Aug 20, 2026 |
| Transfer Doc | 0000030154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Aug 27, 2026 |
| Property Address | 103 CEDAR RD, RINGWOOD, NJ 07456-1800 |
| Document Number | 0000030154 |
| Book / Page | 5157 / 97 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 202630154 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | WESTCOR LAND TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 CEDAR RD, RINGWOOD, NJ 07456-1800 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 7, 2026 |
| Property Address | 103 CEDAR RD, RINGWOOD, NJ 07456-1800 |
| Document Number | 0000023086 |
| Book / Page | 5122 / 92 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202623086 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | FORTUNE TITLE, FORTUNA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52,520.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 CEDAR RD, RINGWOOD, NJ 07456-1800 |
| Document Number | 0000023087, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 202623087 |
| Name | NATIONS LENDING CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 103 Cedar Rd was $12,211 with a widower's exemption, up 2.3% from the year before.
Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Ringwood Borough |
| Secondary School District | Lakeland Regional School District (09 - 12) |
| Elementary School District | Ringwood Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $286,700 (-) Land $164,000 Building $122,700 | $286,700 (-) Land $164,000 Building $122,700 | |
| 2025 | $12,211.00 (+2.31%) Widower's exemption | $286,700 Land $164,000 Building $122,700 | $286,700 Land $164,000 Building $122,700 |
| 2024 | $11,935.00 | ||
| 2023 | $286,700 Land $164,000 Building $122,700 | $286,700 Land $164,000 Building $122,700 | |
| 2022 | $11,117.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Cedar Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 12 (1998–2021) |
| Claims Outside the SFHA | 9 of 12 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Cedar Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Jun 2022 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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