98 Cedar Rd, Hickory, NC 28601 Property Records

Alexander County property record for 98 Cedar Rd, Hickory, NC 28601 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,407 sqft · built 1985
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (Apr 2019)
Tax Bill	$1,456 (2026)
Deeds & Mortgages	Mar 2026 Second Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0306348 03331`

Property Details

APN / Parcel Number

Primary APN	`0306348 03331`
Alternative APNs	`9341762` `3331`

Interior

Stories	1 Story
Building Area	1,407 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Other
Lot Area	18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Account Number	9341762
Street Address	98 CEDAR RD
City	HICKORY
State	NC
Zip	28601-8479
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 3715 SUBMAP 48 BLOCK 8895 (PIN) #11 SECT 5 B12A 0207
Legal Subdivision	LAKEMONT PARK
Legal Block	8895
Jurisdiction	ALEXANDER NC
Township / Civil Division	WITTENBURG
Census Block Group	3
Census Block	3006
Census Tract	40700

Owner

Source: Alexander County records · APN 0306348 03331

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	98 CEDAR RD, HICKORY, NC 28601-8479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 05, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PLANET HOME LENDING LLC
Nov 30, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Apr 11, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 11, 2019 · Amount on Record
Deed Sale	Apr 11, 2019 · Amount on Record
Deed Book / Page	616 / 205
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	98 CEDAR RD, HICKORY, NC 28601-8479
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006881719
Date	Mar 05, 2026
Book Page	688/1719

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	321 RESEARCH PKWY STE 303, MERIDEN, CT 06450

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2046

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	98 CEDAR RD, HICKORY, NC 28601-8479
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006331409
Date	Nov 30, 2020
Book Page	633/1409

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALEXANDER NC
Recording Date	Apr 11, 2019
Property Address	98 CEDAR RD, HICKORY, NC 28601-8479
Document Number	0006160205
Book / Page	0616 / 0205
Map Reference	MB 5 PG 11
Instrument Date	Apr 11, 2019
Transaction Type	Transfer
Record Updated	Sep 07, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$316.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	560 SHUFORD CIRCLE DR, 560, NEWTON, NC 28658-8670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 CEDAR RD, HICKORY, NC 28601-8479

Mortgage

Document Number	6160208
Date	Apr 11, 2019
Instrument	0616/0208

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Alexander County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alexander County
Unified School District	Alexander County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,456.00 (-2.35%)	$210,103 (-) Land $25,850 Building $184,253
2025	$1,491.00 (-14.8%)	$210,103 (-) Land $25,850 Building $184,253
2023	$1,750.00	$210,103 Land $25,850 Building $184,253	$210,103 Land $25,850 Building $184,253

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Alexander County (37003C), updated January 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370030407003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	May 2013, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 132 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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