Alexander County property record for 50 Cedar Rd, Hickory, NC 28601 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,374 sqft · built 1984 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,658 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0306441 03321 |
| Primary APN | 0306441 03321 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,374 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Lot Area | 27,878 sqft (0.64 acres) |
| Heating System | Heat Pump |
|---|---|
| Water Source | Commercial |
| Account Number | 306441 |
|---|---|
| Street Address | 50 CEDAR RD |
| City | HICKORY |
| State | NC |
| Zip | 28601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 3715 SUBMAP 58 BLOCK 4827 (PIN) #6 SECT 5 B12A 0202 |
| Legal Subdivision | LAKEMONT PARK |
| Legal Block | 4827 |
| Jurisdiction | ALEXANDER NC |
| Township / Civil Division | WITTENBURG |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 40700 |
Source: Alexander County records · APN 0306441 03321
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 50 CEDAR RD, HICKORY, NC 28601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 07, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Nov 21, 2017 | Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 50 CEDAR RD, HICKORY, NC 28601 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 50 CEDAR ROAD EXT, HICKORY, NC 28601-7860 |
| Document Number | 0006630071 |
|---|---|
| Date | Jun 07, 2023 |
| Book Page | 663/71 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 50 CEDAR RD, HICKORY, NC 28601 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006040272 |
|---|---|
| Date | Nov 21, 2017 |
| Book Page | 0604/0272 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Dec 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Max Rate | 1.25% |
Source: Alexander County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alexander County |
| Unified School District | Alexander County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,658.00 (-2.41%) | $239,350 (-) Land $25,850 Building $213,500 | |
| 2025 | $1,699.00 (-14.75%) | $239,350 (-) Land $25,850 Building $213,500 | |
| 2023 | $1,993.00 | $239,350 Land $25,850 Building $213,500 | $239,350 Land $25,850 Building $213,500 |
Source: FEMA National Flood Hazard Layer, Alexander County (37003C), updated January 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370030407003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Nearby Flood Policies | 9 in force 4 of 9 on primary residences |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | May 2013, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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