98 Caspian Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 98 Caspian Way, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,071 sqft · built 2015
Lot Size0.085 acres (3,707 sqft)
OwnerIndividual Name on File
Last Sale$630,000 (Nov 2016)
Tax Bill$8,965 (2025)
Deeds & MortgagesNov 2021 Line of Credit
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (reduced by levee)
APN808-48-047

Property Details

APN / Parcel Number

Primary APN808-48-047

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,071 sqft Living Area
1st Floor Area831 sqft
2nd Floor Area1,240 sqft

Exterior

Year BuiltBuilt 2015
Architectural StyleOther
Construction TypeWood
Lot Area3,707 sqft (0.085 acres)
Garage Area422 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address98 CASPIAN WAY
CityGILROY
StateCA
Zip95020-8505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 10184 LOT 100
Legal Tract10184
Legal Lot Number100
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1000
Census Tract512509

Owner

Source: Santa Clara County records · APN 808-48-047

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address98 CASPIAN WAY, GILROY, CA 95020-8505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2021Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Apr 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Aug 20, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Oct 26, 2018Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 02, 2016 · Amount on Record
Deed SaleNov 02, 2016 · Amount on Record
Prior SaleJul 01, 2015 · Amount on Record
Deed Document Number23484929
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address98 CASPIAN WAY, GILROY, CA 95020-8505
Transaction TypeMortgage
Record UpdatedDec 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 CASPIAN WAY, GILROY, CA 95020-8505

Mortgage

Document Number0025176741
DateNov 23, 2021
Instrument25176741
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 15, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address98 CASPIAN WAY, GILROY, CA 95020-8505
Transaction TypeMortgage
Record UpdatedApr 23, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 CASPIAN WAY, GILROY, CA 95020-8505

Mortgage

Document Number0024921859
DateApr 15, 2021
Instrument24921859
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address98 CASPIAN WAY, GILROY, CA 95020-8505
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024581914
DateAug 20, 2020
Instrument24581914
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term339 Months
DueNov 01, 2048

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address98 CASPIAN WAY, GILROY, CA 95020-8505
Document Number0024053749
Instrument DateOct 26, 2018
Transaction TypeMortgage
Record UpdatedNov 14, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 CASPIAN WAY GILROY CA 950208505, GILROY, CA 95020-8505

Mortgage

Document Number0024053749
DateOct 31, 2018
Instrument24053749
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 30, 2048
Interest
Rate TypeAdjustable Rate
Rate2%

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,965.00 (+2.22%) Homeowner's exemption$731,165 (+4.04%) Land $359,779 Building $371,386
2023$8,770.00 (+1.68%) Homeowner's exemption$702,774 Land $345,809 Building $356,965
2022$8,625.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
3 of 12 on primary residences
Nearby Flood Claims8 (1986)
Claims Outside the SFHA5 of 8
Most Recent ClaimFeb 1986, river or lake flooding, Severe Storms & Flooding
Flood Events
  • Severe Storms & Flooding (Feb 1986), 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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