Santa Clara County property record for 94 Caspian Way, Gilroy, CA 95020 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,028 sqft · built 2015 |
| Lot Size | 0.061 acres (2,695 sqft) |
| Owner | Individual Name on File |
| Last Sale | $905,000 (Nov 2024) |
| Tax Bill | $11,169 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 808-48-043 |
| Primary APN | 808-48-043 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,028 sqft Living Area |
| 1st Floor Area | 855 sqft |
| 2nd Floor Area | 1,173 sqft |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 2,695 sqft (0.061 acres) |
| Garage Area | 427 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|
| Street Address | 94 CASPIAN WAY |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-8505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 10184 LOT 96 |
| Legal Tract | 10184 |
| Legal Lot Number | 96 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 512509 |
Source: Santa Clara County records · APN 808-48-043
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 94 CASPIAN WAY, GILROY, CA 95020-8505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual, Secondary Company |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| May 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Sep 13, 2019 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Jul 07, 2017 | Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 15, 2024 · Amount on Record |
| Deed Sale | Nov 15, 2024 · Amount on Record |
| Prior Sale | Nov 15, 2024 |
| Deed Document Number | 25729821 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 94 CASPIAN WAY, GILROY, CA 95020-8505 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 94 CASPIAN WAY, GILROY, CA 95020-8505 |
| Document Number | 0025906340 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 25906340 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1800 W LARCHMONT AVE, CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 94 CASPIAN WAY, GILROY, CA 95020-8505 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 94 CASPIAN WAY, GILROY, CA 95020-8505 |
| Document Number | 0024975998 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 24975998 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 94 CASPIAN WAY, GILROY, CA 95020-8505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0024280375 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 24280375 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jul 07, 2017 |
| Property Address | 94 CASPIAN WAY, GILROY, CA 95020-8505 |
| Document Number | 0023692013 |
| Map Reference | MAP866 PG24-33 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 23692013 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 94 CASPIAN WAY, GILROY, CA 95020-8505 |
| Document Number | 0023692014 |
|---|---|
| Date | Jul 07, 2017 |
| Instrument | 23692014 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,169.00 (+31.97%) | $905,000 (+33.47%) Land $588,200 Building $316,800 |
| 2023 | $8,463.00 (+1.68%) Homeowner's exemption | $678,059 Land $328,093 Building $349,966 |
| 2022 | $8,323.00 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force 3 of 12 on primary residences |
| Nearby Flood Claims | 8 (1986) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Feb 1986, river or lake flooding, Severe Storms & Flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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