98 Carter St, Rochester, NY 14621 Property Records

Monroe County and Rochester City property record for 98 Carter St, Rochester, NY 14621

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,006 sqft · built 1900
Owner	Company Name on Record
Tax Bill	$519 (2024)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`073816-00.0`

Property Details

APN / Parcel Number

Primary APN	`073816-00.0`
Alternative APNs	`140010626000020420000000` `261400 106.26-2-42`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,006 sqft Living Area
1st Floor Area	671 sqft
Upper Floors Area	335 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Dimensions	83.8 ft deep x 33 ft wide
Porch	Slab
Porch Area	44 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	073816-00.0
Street Address	98 CARTER ST
City	ROCHESTER
State	NY
Zip	14621-5104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Subdivision	F VASE AND C A DAVIS SUBDIVISION
Legal Block	2
Legal Lot Number	42.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1004
Census Tract	8000

Owner

Source: Monroe County and Rochester City records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18 LEE RD, ROCHESTER, NY 14606-5540
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage TOMPKINS TRUST CO
Apr 29, 2020	Warranty Deed, Transfer · Line of Credit TED ROSENBERG

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	98 CARTER ST, ROCHESTER, NY 14621-5104
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	ABAR ABSTRACT, ABAR ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001311
Date	Jun 21, 2022
Book Page	29936/180
Instrument	202206211311

Lender

Name	TOMPKINS TRUST CO
Type	Mortgage Company
Address	PERRY, NY 14530

Agreement

Amount	Amount Recorded

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Apr 29, 2020
Property Address	98 CARTER ST, ROCHESTER, NY 14621-5104
Document Number	0000000137
Book / Page	012335 / 000545
Instrument Date	Mar 30, 2020
Instrument	137
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 WILSON ST EAST PATCHOGUE NY 117725973, EAST PATCHOGUE, NY 11772-5973

Mortgage

Document Number	138
Date	Apr 29, 2020
Book Page	028485/000665
Instrument	138

Lender

Name	TED ROSENBERG
Address	147 OLD FIELD RD, SETAUKET, NY 11733-1639

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 28, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,500 (+113.46%) Land $5,500 Building $50,000	$55,500 (+77.17%) Land $5,500 Building $50,000
2024	$519.00
2023		$26,000 Land $3,000 Building $23,000	$31,325 Land $3,614 Building $27,711

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 955 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on Carter St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures