76 Carter St, Rochester, NY 14621 Property Records

Monroe County and Rochester City property record for 76 Carter St, Rochester, NY 14621

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,659 sqft · built 1850
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Tax Bill	$543 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`073820-00.0`

Property Details

APN / Parcel Number

Primary APN	`073820-00.0`
Alternative APNs	`140010626000020350010000` `261400 106.26-2-35.001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,659 sqft Living Area
1st Floor Area	925 sqft
2nd Floor Area	734 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	342 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	073820-00.0
Street Address	76 CARTER ST
City	ROCHESTER
State	NY
Zip	14621-5139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Block	2
Legal Lot Number	35.001
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1005
Census Tract	8000

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	620 PARK AVE, ROCHESTER, NY 14607-2943
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Warranty Deed, Transfer · Commercial Mortgage ENCORE FINANCIE GROUP LLC
Mar 29, 2021	Deed of Trust, Mortgage TL SIX LLC
Jan 11, 2021	Quit Claim Deed, Transfer TL SIX LLC
Jan 22, 2020	Court-Ordered Deed, Foreclosure FRANKLIN ABSTRACT LIMITED, FRANKLIN ABS LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 14, 2009
Transfer Doc	0000000303
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jan 15, 2026
Property Address	76 CARTER ST, ROCHESTER, NY 14621-5139
Document Number	202603374242
Book / Page	13162 / 460
Map Reference	LB 3 PG 64
Instrument Date	Nov 7, 2025
Instrument	202603374242
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 PARK AVE, ROCHESTER, NY 14607-2943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 PARK AVE # 374, ROCHESTER, NY 14607-2943

Mortgage

Document Number	202603374244
Date	Jan 15, 2026
Book Page	31235/286
Instrument	202603374244

Lender

Name	ENCORE FINANCIE GROUP LLC
Type	Non-Lending Institution
Address	NEW YORK, NY 10019

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	76 CARTER ST, ROCHESTER, NY 14621-5139
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001315
Date	Mar 29, 2021
Book Page	29115/1
Instrument	202103291315

Lender

Name	TL SIX LLC
Type	Non-Lending Institution
Address	MONTVALE, NJ 07645

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Mar 28, 2024

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Jan 11, 2021
Property Address	76 CARTER ST, ROCHESTER, NY 14621-5139
Document Number	0000001172
Book / Page	012449 / 000417
Instrument Date	Dec 22, 2020
Instrument	1172
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$56.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3021 FRANKLIN AVE NEW ORLEANS LA 701225838, NEW ORLEANS, LA 70122-5838

Mortgage

Document Number	80
Date	Jan 11, 2021
Book Page	028997/000509
Instrument	80

Lender

Name	TL SIX LLC
Address	1 PARAGON DR # 252, MONTVALE, NJ 07645-1728

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jan 10, 2023

Mortgage

Document Number	128,
Date	Jan 11, 2021
Book Page	029115/000238
Instrument	128

Lender

Name	RED CLOVER I LLC
Address	6441 FERNANDEZ JUNCOS # 203, SAN JUAN, PR 00907

Agreement

Amount	Amount Recorded

January 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	MONROE NY
Recording Date	Jan 22, 2020
Property Address	76 CARTER ST, ROCHESTER, NY 14621-5139
Document Number	0000000533
Book / Page	012299 / 000657
Instrument Date	Oct 7, 2019
Instrument	533
Transaction Type	Foreclosure
Record Updated	Feb 14, 2020
Title Company	FRANKLIN ABSTRACT LIMITED, FRANKLIN ABS LTD

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16 SCHOOL ST #100 RYE NY 105802952, 100, RYE, NY 10580-2952

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$543.00 (-6.22%)
2025	$579.00 (-9.67%)	$68,500 (-) Land $12,900 Building $55,600	$68,500 (-) Land $12,900 Building $55,600
2024	$641.00	$68,500 (+114.06%) Land $12,900 Building $55,600	$68,500 (+77.67%) Land $12,900 Building $55,600
2023		$32,000 Land $4,700 Building $27,300	$38,554 Land $5,663 Building $32,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 955 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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