Morgan County property record for 98 Cain Rd, Somerville, AL 35670
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,645 sqft · built 2007 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on File |
| Last Sale | $379,900 (Jul 2021) |
| Tax Bill | $1,075 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Nov 2007 Mortgage + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-36-0-003-011.000 |
| Primary APN | 11-07-36-0-003-011.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,645 sqft Living Area |
| 1st Floor Area | 2,288 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 56,628 sqft (1.3 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 147065 |
|---|---|
| Street Address | 98 CAIN RD |
| City | SOMERVILLE |
| State | AL |
| Zip | 35670-4704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE1/4 SW1/4 & PT SE1/4 NW1/4 COM INT N LINE SE1/4 NW1/4 & W ROW CO RD 49 TH SE 1120'S ON W ROW TO BEG TH SE 280'S ON W ROW |
| Legal Range | 3W |
| Legal Township | 6S |
| Legal Section | 36 |
| Legal Lot Number | 122 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 5405 |
Source: Morgan County assessment roll, APN 11-07-36-0-003-011.000, as of June 19, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 CAIN RD, SOMERVILLE, AL 35670-4704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2019 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Nov 09, 2007 | Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR BANK |
| Apr 06, 2009 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK |
| Jan 05, 2011 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 20, 2006 | Deed of Trust, Mortgage · Construction Mortgage SUPERIOR BANK |
| Jul 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 30, 2018 | Warranty Deed, Transfer · VA Mortgage PLATINUM MORTGAGE INC |
| Aug 27, 2012 | Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE OF AMERICA |
| Aug 27, 2012 | Quit Claim Deed, Transfer Quitclaim |
| Nov 09, 2007 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 13, 2021 · Amount on Record |
| Deed Sale | Jul 13, 2021 · Amount on Record |
| Prior Sale | Jul 30, 2018 · Amount on Record |
| Deed Book / Page | 2021 / 7102 |
| Prior Transfer Date | Nov 06, 2007 |
| Prior Transfer Doc | 2007/08963 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 98 CAIN RD, SOMERVILLE, AL 35670-4704 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2019/39120 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 2019/39120 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 98 CAIN RD, SOMERVILLE, AL 35670-4704 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2007/60675 |
|---|---|
| Date | Nov 09, 2007 |
| Book Page | 2007/60675 |
| Name | SUPERIOR BANK |
|---|---|
| Type | Subprime Lender |
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 98 CAIN RD, SOMERVILLE, AL 35670-4704 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2009/13020 |
|---|---|
| Date | Apr 06, 2009 |
| Book Page | 2009/13020 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 98 CAIN RD, SOMERVILLE, AL 35670-4704 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2011/00462 |
|---|---|
| Date | Jan 05, 2011 |
| Book Page | 2011/00462 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 98 CAIN RD, SOMERVILLE, AL 35670-4704 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2006/60202 |
|---|---|
| Date | Nov 20, 2006 |
| Book Page | 2006/60202 |
| Name | SUPERIOR BANK |
|---|---|
| Type | Subprime Lender |
| Address | HARTSELLE, AL 35640 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | May 16, 2007 |
| Rate | 8.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jul 13, 2021 |
| Property Address | 98 CAIN RD, SOMERVILLE, AL 35670-4704 |
| Document Number | 02021/7102 |
| Book / Page | 2021 / 7102 |
| Instrument Date | Jun 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 98 CAIN RD, SOMERVILLE, AL 35670-4704 |
| Name | Verified Name |
|---|---|
| Address | 98 CAIN POAD, SOMERVILLE, AL 35670-4704 |
| Document Number | 0202138460 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021/38460 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jul 30, 2018 |
| Property Address | 98 CAIN RD, SOMERVILLE, AL 35670-4704 |
| Document Number | 2018/06410 |
| Book / Page | 2018 / 06410 |
| Instrument Date | Jul 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Title Company | LAW FIRM TITLE & CLOSING SER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 463, SOMERVILLE, AL 35670-0463 |
| Name | Verified Name |
|---|---|
| Address | 98 CAIN RD, SOMERVILLE, AL 35670-4704 |
| Document Number | 2018/23827 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 2018/23827 |
| Name | PLATINUM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, AL 35758 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Aug 27, 2012 |
| Property Address | 98 CAIN RD, SOMERVILLE, AL 35670-4704 |
| Document Number | 2012/05484 |
| Book / Page | 2012 / 05484 |
| Instrument Date | Aug 24, 2012 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $12.00 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2001 PEACH ORCHARD DR, HEATSELLE, AL |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 98 CAIN RD, SOMERVILLE, AL 35670-4704 |
| Investor | Possibly a Property Investor |
| Document Number | 2012/31030 |
|---|---|
| Date | Aug 27, 2012 |
| Book Page | 2012/31030 |
| Name | HOME MORTGAGE OF AMERICA |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Aug 27, 2012 |
| Property Address | 98 CAIN RD, SOMERVILLE, AL 35670-4704 |
| Document Number | 0212/05483 |
| Book / Page | 212 / 05483 |
| Instrument Date | Aug 08, 2012 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 ENGLE RD, SOMERVILLE, AL 35670-4728 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 98 CAIN RD, SOMERVILLE, AL 35670-4704 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Nov 09, 2007 |
| Property Address | 98 CAIN RD, SOMERVILLE, AL 35670-4704 |
| Document Number | 2007/08963 |
| Book / Page | 2007 / 08963 |
| Instrument Date | Nov 06, 2007 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 CAIN RD, SOMERVILLE, AL 35670-4704 |
Source: Morgan County assessment roll as of June 19, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Municipality | Somerville Town |
| Unified School District | Morgan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,075.00 (-1.38%) Homeowner's exemption | $30,180 (-1.24%) Land $1,810 Building $28,370 | $301,800 (-1.24%) Land $18,100 Building $283,700 |
| 2024 | $30,560 (-1.23%) Land $1,810 Building $28,750 | $305,600 (-1.23%) Land $18,100 Building $287,500 | |
| 2023 | $1,090.00 (+1.3%) Homeowner's exemption | $30,940 (+2.38%) Land $1,810 Building $29,130 | $309,400 (+2.38%) Land $18,100 Building $291,300 |
| 2022 | $1,076.00 Homeowner's exemption | $30,220 Land $1,640 Building $28,580 | $302,200 Land $16,400 Building $285,800 |
Source: FEMA National Flood Hazard Layer, Morgan County (01103C), as of July 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 41 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system AL0001088, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NE MORGAN CO., WATER & SEWER AUTHORITY serves 26,352 people |
|---|---|
| Water Source | Purchased surface water from DECATUR, MUNICIPAL UB OF |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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