Morgan County property record for 75 Cain Rd, Somerville, AL 35670
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,049 sqft · built 1975 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on File |
| Last Sale | $67,118 (Oct 2009) |
| Tax Bill | $296 (2025) |
| Deeds & Mortgages | May 2005 Mortgage Jan 2006 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-36-0-004-006.000 |
| Primary APN | 11-07-36-0-004-006.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,049 sqft Living Area |
| 1st Floor Area | 1,049 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 34,848 sqft (0.8 acres) |
| Utility Building | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 132827 |
|---|---|
| Street Address | 75 CAIN RD |
| City | SOMERVILLE |
| State | AL |
| Zip | 35670-4705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE1/4 SW1/4 COM INT SO ROW MONROE ST & E ROW WEST ST TH SO LF116' S ON E ROW TO BEG TH SO 116.5' ON E ROW TO N ROW NOR TH |
| Legal Range | 3W |
| Legal Township | 6S |
| Legal Section | 36 |
| Legal Subdivision | TOWN OF SOMERVILLE |
| Legal Lot Number | 124 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 5405 |
Source: Morgan County records · APN 11-07-36-0-004-006.000
Assessment roll updated June 19, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 75 CAIN RD, SOMERVILLE, AL 35670-4705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 23, 2005 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAS WHOLESALE LENDER |
| Jan 11, 2006 | Deed of Trust, Mortgage · FHA Mortgage FIRST MAGNUS FINANCIAL CORP |
| Oct 22, 2009 | Special Warranty Deed, Transfer · Conventional Mortgage RBC BANK USA |
| Jun 09, 2009 | Special Warranty Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 22, 2009 · Amount on Record |
| Deed Sale | Oct 22, 2009 · Amount on Record |
| Deed Book / Page | 2009 / 5707 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 75 CAIN RD, SOMERVILLE, AL 35670-4705 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20058/26439 |
|---|---|
| Date | May 23, 2005 |
| Book Page | 20058/26439 |
| Name | AMERICAS WHOLESALE LENDER |
|---|---|
| Type | Lending Institution |
| Address | DALLAS, TX 75266 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 75 CAIN RD, SOMERVILLE, AL 35670-4705 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2006/01423 |
|---|---|
| Date | Jan 11, 2006 |
| Book Page | 2006/01423 |
| Name | FIRST MAGNUS FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | TUCSON, AZ 85711 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2036 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Oct 22, 2009 |
| Property Address | 75 CAIN RD, SOMERVILLE, AL 35670-4705 |
| Document Number | 2009/05707 |
| Book / Page | 2009 / 05707 |
| Instrument Date | Oct 20, 2009 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 CAIN RD, SOMERVILLE, AL 35670-4705 |
| Document Number | 0200941062 |
|---|---|
| Date | Oct 22, 2009 |
| Instrument | 2009/41062 |
| Name | RBC BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2039 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jun 09, 2009 |
| Property Address | 75 CAIN RD, SOMERVILLE, AL 35670-4705 |
| Document Number | 2009/02861 |
| Book / Page | 2009 / 02861 |
| Instrument Date | Jun 08, 2009 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 19, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Municipality | Somerville Town |
| Unified School District | Morgan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $296.00 | $9,360 (-) Land $1,010 Building $8,350 | $93,400 (-0.11%) Land $10,100 Building $83,300 |
| 2024 | $93,500 (-0.11%) Land $10,100 Building $83,400 | ||
| 2023 | $296.00 (-0.34%) Homeowner's exemption | $9,360 (-0.11%) Land $1,010 Building $8,350 | $93,600 (-0.11%) Land $10,100 Building $83,500 |
| 2022 | $297.00 Homeowner's exemption | $9,370 Land $1,010 Building $8,360 | $93,700 Land $10,100 Building $83,600 |
Source: FEMA National Flood Hazard Layer as of July 4, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 41 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NE MORGAN CO., WATER & SEWER AUTHORITY serves 26,352 people |
|---|---|
| Water Source | Purchased surface water from DECATUR, MUNICIPAL UB OF |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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