Charlotte County property record for 98 Caddy Rd, Rotonda West, FL 33947
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,174 sqft · built 1974 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Trust Name on File |
| Last Sale | $108,900 (Mar 2009) |
| Tax Bill | $4,241 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 412023382001 |
| Primary APN | 412023382001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,174 sqft Living Area |
| Gross Area | 1,914 sqft |
| 1st Floor Area | 1,174 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 374 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 416 sqft |
| Porch | Enclosed/Screened Porch |
| Porch Area | 366 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00968680545001 |
|---|---|
| Street Address | 98 CADDY RD |
| City | ROTONDA WEST |
| State | FL |
| Zip | 33947-2250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF5 |
| Legal Description | ROTONDA WEST OAKLAND HILLS LT 545 434/876 724/1171 1325/566-67 1327/1857-58 1715/790 2367/1020 3366/1818 3368/176 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 26 |
| Legal Subdivision | ROTONDA WEST OAKLAND HILLS |
| Legal Tract | ROH |
| Legal Lot Number | 545 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30505 |
98 Caddy Rd is held in a trust since March 2009.
Source: Charlotte County records, as of June 11, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 98 CADDY RD, ROTONDA WEST, FL 33947-2250 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2009 · Amount on File |
| Deed Sale | Mar 16, 2009 · Amount on File |
| Deed Document Number | 20091833655 |
| Deed Book / Page | 3366 / 1818 |
| Last Transfer Date | Mar 18, 2009 |
| Transfer Doc | 0033680176 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 98 Caddy Rd was $4,241, up 20.2% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,241.00 (+20.21%) | $185,520 Land $33,150 Building $152,370 | $185,520 Land $33,150 Building $152,370 |
| 2024 | $3,528.00 (+5.79%) | ||
| 2023 | $3,335.00 (-0.21%) | $122,199 (-29.63%) | $129,219 (-25.59%) Land $45,000 Building $84,219 |
| 2022 | $3,342.00 | $173,662 Land $22,100 Building $151,562 | $173,662 Land $22,100 Building $151,562 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Caddy Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 322 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 466 units insured incl. 144 condo units |
| Nearby Flood Claims | 114 (2022–2023) |
| Most Recent Claim | Sep 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Caddy Rd is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| CenturyLink Fiber | 1,000 / 1,000 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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