Middlesex County and Edison Township property record for 98 Bernard Ave, Edison, NJ 08837
| Property Type | Single Family Home |
|---|---|
| Details | 672 sqft · built 1932 |
| Lot Size | 0.459 acres (19,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $473,000 (Jan 2024) |
| Tax Bill | $8,605 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05 00785-0000-00001 |
| Primary APN | 05 00785-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 672 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Construction Type | Frame |
| Lot Area | 19,998 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 98 BERNARD AVE |
|---|---|
| City | EDISON |
| State | NJ |
| Zip | 08837-3065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | 100X200 |
| Legal Subdivision | 276 VILLA |
| Legal Block | 785 |
| Legal Lot Number | 1.1 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 1805 |
Source: Middlesex County and Edison Township records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 98 BERNARD AVE, EDISON, NJ 08837-3065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK |
| Jan 24, 2024 | Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2024 · Amount on Record |
| Deed Sale | Jan 24, 2024 · Amount on Record |
| Deed Document Number | 20244530 |
| Deed Book / Page | 19386 / 801 |
| Prior Transfer Date | Jan 24, 2015 |
| Prior Transfer Doc | 0002190056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jul 31, 2026 |
| Property Address | 98 BERNARD AVE, EDISON, NJ 08837-3065 |
| Document Number | 0000048997 |
| Book / Page | 20090 / 1053 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202648997 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 1386 SCHINDLER DR, SOUTH PLAINFIELD, NJ 07080-4937 |
| Investor | Possibly a Property Investor |
| Document Number | 0000048997, |
|---|---|
| Date | Jul 31, 2026 |
| Book Page | 20090/1053 |
| Instrument | 202648997 |
| Name | UNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jan 24, 2024 |
| Property Address | 98 BERNARD AVE, EDISON, NJ 08837-3065 |
| Document Number | 0000004530 |
| Book / Page | 19386 / 801 |
| Instrument Date | Jan 11, 2024 |
| Instrument | 2024004530 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | SUBURBAN TITLE EXAMINERS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,915.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 221 HOLLAR AVE, SHIPPENSBURG, PA 17257-2135 |
| Name | Verified Name |
|---|---|
| Address | 98 BERNARD AVE, EDISON, NJ 08837-3065 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004306 |
|---|---|
| Date | Jan 24, 2024 |
| Instrument | 2024004306 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,600 (-) Land $100,000 Building $44,600 | $144,600 (-) Land $100,000 Building $44,600 | |
| 2025 | $8,605.00 (+2.96%) | $144,600 (-) Land $100,000 Building $44,600 | $144,600 (-) Land $100,000 Building $44,600 |
| 2024 | $8,358.00 (+0.53%) | ||
| 2023 | $144,600 (-) Land $100,000 Building $44,600 | $144,600 (-) Land $100,000 Building $44,600 | |
| 2022 | $8,314.00 Senior Citizen's exemption | $144,600 Land $100,000 Building $44,600 | $144,600 Land $100,000 Building $44,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1994–2021) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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