Middlesex County and Edison Township property record for 103 Bernard Ave, Edison, NJ 08837
| Property Type | Single Family Home |
|---|---|
| Details | 2,872 sqft · built 2005 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $539,000 (Oct 2019) |
| Tax Bill | $16,157 (2025) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00787-0000-00048 |
| Primary APN | 05-00787-0000-00048 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,872 sqft Living Area |
|---|
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Account Number | 00022576 |
|---|---|
| Street Address | 103 BERNARD AVE |
| City | EDISON |
| State | NJ |
| Zip | 08837-3064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | 75X100 |
| Legal Subdivision | 276 VILLA PLOTS |
| Legal Block | 787 |
| Legal Lot Number | 48 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 1805 |
Source: Middlesex County and Edison Township records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 BERNARD AVE, EDISON, NJ 08837-3064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2019 | Deed, Transfer · Conventional Mortgage SANTANDER BANK NA |
| Apr 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2019 · Amount on Record |
| Deed Sale | Oct 15, 2019 · Amount on Record |
| Prior Sale | Aug 2, 2005 · Amount on Record |
| Deed Document Number | 201985668 |
| Deed Book / Page | 17653 / 545 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Oct 15, 2019 |
| Property Address | 103 BERNARD AVE, EDISON, NJ 08837-3064 |
| Document Number | 2019085668 |
| Book / Page | 17653 / 0545 |
| Map Reference | MAP 450-289 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 2019085668 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | TWO RIVERS TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,549.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 BERNARD AVE, 103, EDISON, NJ 08837-3064 |
| Name | Verified Name |
|---|---|
| Address | 103 BERNARD AVE, EDISON, NJ 08837-3064 |
| Document Number | 2019085669 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 2019085669 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 103 BERNARD AVE, EDISON, NJ 08837-3064 |
| Document Number | 0000012319 |
| Instrument Date | Apr 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2018 |
| Title Company | MAX TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 BERNARD AVE EDISON NJ 088373064, EDISON, NJ 08837-3064 |
| Document Number | 0000012319 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 016780/000347 |
| Instrument | 12319 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2047 |
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $271,500 (-) Land $76,300 Building $195,200 | $271,500 (-) Land $76,300 Building $195,200 | |
| 2025 | $16,157.00 (-0.03%) | $271,500 (-) Land $76,300 Building $195,200 | $271,500 (-) Land $76,300 Building $195,200 |
| 2024 | $16,162.00 (+0.51%) | ||
| 2023 | $271,500 Land $76,300 Building $195,200 | $271,500 Land $76,300 Building $195,200 | |
| 2022 | $16,080.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1994–2021) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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