Hampden County and Springfield City property record for 98 Ardmore St, Springfield, MA 01104
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft · built 1916 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $43,000 (Sep 2019) |
| Tax Bill | $3,156 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jul 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:00595 P:0019 |
| Primary APN | SPRI S:00595 P:0019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,001 sqft (0.115 acres) |
| Garage Type | Detached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 5950019 |
|---|---|
| Street Address | 98 ARDMORE ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01104-2233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 800201 |
Source: Hampden County and Springfield City records · APN SPRI S:00595 P:0019
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 ARDMORE ST, SPRINGFIELD, MA 01104-2233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 08, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jul 08, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND |
| Sep 26, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage PINNACLE FINANCIAL SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 26, 2019 · Amount on Record |
| Deed Sale | Sep 26, 2019 · Amount on Record |
| Prior Sale | Jun 30, 2006 · Amount on Record |
| Deed Document Number | 201955573 |
| Deed Book / Page | 22872 / 46 |
| Prior Transfer Date | Sep 21, 2019 |
| Prior Transfer Doc | 22872-46 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 98 ARDMORE ST, SPRINGFIELD, MA 01104-2233 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 024715-565 |
|---|---|
| Date | Sep 08, 2022 |
| Book Page | 24715/565 |
| Instrument | 54250 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 98 ARDMORE ST, SPRINGFIELD, MA 01104-2233 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23301-169 |
|---|---|
| Date | Jul 08, 2020 |
| Book Page | 23301/169 |
| Instrument | 36366 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Sep 26, 2019 |
| Property Address | 98 ARDMORE ST, SPRINGFIELD, MA 01104-2233 |
| Document Number | 22872-46 |
| Book / Page | 22872 / 46 |
| Instrument Date | Sep 21, 2019 |
| Instrument | 55573 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 444A N MAIN ST # 234, 234, E LONGMEADOW, MA 01028-1812 |
| Document Number | 55574 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 55574 |
| Name | PINNACLE FINANCIAL SERVICES LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,156.00 (-1.38%) | $201,300 (+7.25%) Land $37,200 Building $164,100 | $236,740 (+12.61%) |
| 2024 | $210,235 | ||
| 2023 | $3,200.00 | $187,700 Land $34,700 Building $153,000 |
Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: Spectrum.
Based on FCC filings for 818 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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