92 Ardmore St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 92 Ardmore St, Springfield, MA 01104

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,175 sqft · built 1919
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$144,900 (Aug 2017)
Tax Bill	$3,667 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:00595 P:0018`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:00595 P:0018`
Alternative APN	`5950018`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,175 sqft Living Area
1st Floor Area	550 sqft
Game Room	Game Room

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Other
Exterior Material	Stucco
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	5950018
Street Address	92 ARDMORE ST
City	SPRINGFIELD
State	MA
Zip	01104-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2015
Census Tract	800201

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	92 ARDMORE ST, SPRINGFIELD, MA 01104-2233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT
Oct 26, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT
Aug 31, 2017	Quit Claim Deed, Transfer · FHA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2017 · Amount on Record
Deed Sale	Aug 31, 2017 · Amount on Record
Prior Sale	Jun 10, 2005 · Amount on Record
Deed Book / Page	21839 / 234
Transfer Doc	021839-234
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	92 ARDMORE ST, SPRINGFIELD, MA 01104-2233
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024204-213
Date	Oct 26, 2021
Book Page	24204/213
Instrument	75780

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	313 Months
Due	Nov 1, 2047

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	92 ARDMORE ST, SPRINGFIELD, MA 01104-2233
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24204-213
Date	Oct 26, 2021
Book Page	24204/213
Instrument	75780

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	313 Months
Due	Nov 1, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 31, 2017
Property Address	92 ARDMORE ST, SPRINGFIELD, MA 01104-2233
Document Number	21839-234
Book / Page	021839 / 000234
Instrument Date	Aug 31, 2017
Instrument	51211
Transaction Type	Transfer
Record Updated	Aug 24, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$673.78
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 LELAND DR SPRINGFIELD MA 011091037, SPRINGFIELD, MA 01109-1037

Mortgage

Document Number	21839-236
Date	Aug 31, 2017
Book Page	021839/000236
Instrument	51212

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,667.00 (+4.09%)	$237,200 (+5.56%) Land $35,800 Building $201,400	$250,721 (+3.33%)
2025	$3,523.00 (+5.2%)	$224,700 (+14.41%) Land $37,200 Building $187,500	$242,630 (+12.41%)
2024			$215,840
2023	$3,349.00	$196,400 Land $34,700 Building $161,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 818 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: Spectrum.

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