98 Amherst St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 98 Amherst St, Springfield, MA 01109

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,384 sqft · built 1899
Lot Size0.103 acres (4,469 sqft)
Owner2 Company Names on File
Last Sale$40,000 (Feb 2004)
Tax Bill$3,455 (2026)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNSPRI S:00410 P:0012

Property Details

APN / Parcel Number

Primary APNSPRI S:00410 P:0012
Alternative APN
  • 4100012

Interior

Bedrooms6 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area2,384 sqft Living Area
1st Floor Area1,192 sqft

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,469 sqft (0.103 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number4100012
Street Address98 AMHERST ST
CitySPRINGFIELD
StateMA
Zip01109-3413
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1001
Census Tract801300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the McKnight District (Boundary Increase)
listed 1986 · 476 contributing resources · NRIS 86002466

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

98 Amherst St, a duplex, is owned by a company that bought it in February 2004.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address23 INGERSOLL GRV, SPRINGFIELD, MA 01109-4047
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2004 · Amount on File
Deed SaleFeb 27, 2004 · Amount on File
Deed Document Number200413422
Deed Book / Page13980 / 561
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address98 AMHERST ST, SPRINGFIELD, MA 01109-3413
Transaction TypeMortgage
Record UpdatedMay 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024520-348
DateApr 28, 2022
Book Page24520/348
Instrument25739
Lender
NameMONSON SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 98 Amherst St was $3,455, up 48.2% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,455.00 (+48.16%)$223,500 (+50.3%) Land $38,000 Building $185,500$320,877
2025$2,332.00$148,700 Land $24,100 Building $124,600
2023$2,539.00$148,900 Land $21,500 Building $127,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Amherst St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 98 Amherst St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75

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