Hampden County and Springfield City property record for 106 Amherst St, Springfield, MA 01109
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 1.5 ba · 2,274 sqft · built 1898 |
| Lot Size | 0.1 acres (4,369 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $329,000 (Mar 2026) |
| Tax Bill | $4,097 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance Oct 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:00410 P:0013 |
| Primary APN | SPRI S:00410 P:0013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,274 sqft Living Area |
| 1st Floor Area | 854 sqft |
| Basement Area | 900 sqft |
| Unfinished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,369 sqft (0.1 acres) |
| Garage Type | Detached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 4100013 |
|---|---|
| Street Address | 106 AMHERST ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-3413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 801300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the McKnight District (Boundary Increase) listed 1986 · 476 contributing resources · NRIS 86002466 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
106 Amherst St is owned by two individuals who bought it in March 2026.
Source: Hampden County and Springfield City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 200 EL PASO ST, SPRINGFIELD, MA 01104-2903 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GREATER SPRINGFIELD CREDIT UNION |
| Oct 26, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) GREATER SPRINGFIELD CREDIT UNION |
| Mar 31, 2026 | Quit Claim Deed, Transfer · FHA Mortgage NEW FED MORTGAGE CORP |
| Jul 31, 2025 | Quit Claim Deed, Transfer · FHA Mortgage NEW FED MORTGAGE CORP |
| Oct 18, 2017 | Deed of Trust, Mortgage GREATER SPRINGFIELD CU |
| Oct 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GREATER SPRINGFIELD CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on File |
| Deed Sale | Mar 31, 2026 · Amount on File |
| Prior Sale | Jul 31, 2025 · Amount on File |
| Deed Document Number | 202613847 |
| Deed Book / Page | 26274 / 494 |
| Prior Transfer Date | Mar 30, 2026 |
| Prior Transfer Doc | 026274-494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 106 AMHERST ST, SPRINGFIELD, MA 01109-3413 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 024144-512 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 24144/512 |
| Instrument | 67826 |
| Name | GREATER SPRINGFIELD CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 106 AMHERST ST, SPRINGFIELD, MA 01109-3413 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 024779-193 |
|---|---|
| Date | Oct 26, 2022 |
| Book Page | 24779/193 |
| Instrument | 63503 |
| Name | GREATER SPRINGFIELD CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Mar 31, 2026 |
| Property Address | 106 AMHERST ST, SPRINGFIELD, MA 01109-3413 |
| Document Number | 026274-494 |
| Book / Page | 26274 / 494 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 13847 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 200 EL PASO ST, SPRINGFIELD, MA 01104-2903 |
| Document Number | 0000013848 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 13848 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jul 31, 2025 |
| Property Address | 106 AMHERST ST, SPRINGFIELD, MA 01109-3413 |
| Document Number | 025966-350 |
| Book / Page | 25966 / 350 |
| Instrument Date | Jul 30, 2025 |
| Instrument | 35201 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 128 PAGE BLVD, SPRINGFIELD, MA 01104-3018 |
| Document Number | 0000035202 |
|---|---|
| Date | Jul 31, 2025 |
| Instrument | 35202 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 106 AMHERST ST, SPRINGFIELD, MA 01109-3413 |
| Document Number | 21911-226 |
| Instrument Date | Oct 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 21911-226 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 021911/000226 |
| Instrument | 62361 |
| Name | GREATER SPRINGFIELD CU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 22, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 106 AMHERST ST, SPRINGFIELD, MA 01109-3413 |
| Document Number | 21911-243 |
| Instrument Date | Oct 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 21911-243 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 021911/000243 |
| Instrument | 62362 |
| Name | GREATER SPRINGFIELD CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 22, 2032 |
The 2026 property tax bill for 106 Amherst St was $4,097, up 39.4% from the year before.
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,097.00 (+39.35%) | $265,000 (+41.33%) Land $23,200 Building $241,800 | $324,011 (+20.52%) |
| 2025 | $2,940.00 | $187,500 Land $24,100 Building $163,400 | $268,850 (+25.95%) |
| 2024 | $213,465 | ||
| 2023 | $2,716.00 | $159,300 Land $21,400 Building $137,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 106 Amherst St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 106 Amherst St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
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