Washington County property record for 98 Amanda Dr, Smithsburg, MD 21783 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,344 sqft · built 1996 |
| Lot Size | 0.235 acres (10,244 sqft) |
| Owner | Individual Name on File |
| Last Sale | $82,000 (Sep 2015) |
| Tax Bill | $2,402 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit May 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-030967 |
| Primary APN | 07-030967 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,344 sqft Total Area |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,244 sqft (0.235 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 140 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 030967 |
|---|---|
| Street Address | 98 AMANDA DR |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 155 0.24 ACRES 98 AMANDA DR WHISPERING HILLS |
| Legal Subdivision | WHISPERING HILLS |
| Legal Block | 1 |
| Legal Lot Number | 155 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 11301 |
Source: Washington County records · APN 07-030967
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 AMANDA DR, SMITHSBURG, MD 21783-1581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Line of Credit FULTON BANK |
| May 19, 2026 | Deed of Trust, Mortgage · Line of Credit FULTON BANK |
| Jul 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 09, 2015 · Amount on Record |
| Deed Sale | Sep 09, 2015 · Amount on Record |
| Prior Sale | Oct 10, 2001 · Amount on Record |
| Deed Book / Page | 5055 / 301 |
| Transfer Doc | 0027370434 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 19, 2026 |
| Property Address | 98 AMANDA DR, SMITHSBURG, MD 21783-1581 |
| Document Number | 0079280354 |
| Book / Page | 7928 / 354 |
| Instrument Date | Apr 16, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 98 AMANDA DR, SMITHSBURG, MD 21783-1581 |
| Document Number | 7928000354, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 7928/354 |
| Name | FULTON BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 19, 2026 |
| Property Address | 98 AMANDA DR, SMITHSBURG, MD 21783-1581 |
| Document Number | 7928000354 |
| Book / Page | 7928 / 354 |
| Instrument Date | Apr 16, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 98 AMANDA DR, SMITHSBURG, MD 21783-1581 |
| Document Number | 7928000354, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 7928/354 |
| Name | FULTON BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 98 AMANDA DR, SMITHSBURG, MD 21783-1581 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 98 AMANDA DR, SMITHSBURG, MD 21783-1581 |
| Document Number | 0072890129 |
|---|---|
| Date | Jul 28, 2023 |
| Book Page | 7289/129 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $308,800 (+6.26%) | $327,000 (-) Land $65,100 Building $261,900 | |
| 2025 | $2,402.00 (+5.26%) Homeowner's exemption | $290,600 (+14.92%) | $327,000 (+20.04%) Land $65,100 Building $261,900 |
| 2024 | $2,282.00 (+4.87%) | ||
| 2023 | $2,176.00 Homeowner's exemption | $252,867 | $272,400 Land $65,100 Building $207,300 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430113013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jun 2006, tidal / storm surge |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 156 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Schurz Communications | Fiber | 2,300 / 2,300 |
| Xfinity | Fiber | 2,000 / 250 |
| Schurz Communications | Cable | 1,300 / 50 |
May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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