90 Amanda Dr, Smithsburg, MD 21783 Property Records

Washington County property record for 90 Amanda Dr, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,220 sqft · built 1995
Lot Size	0.236 acres (10,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,844 (Mar 2022)
Tax Bill	$2,325 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-030886`

Property Details

APN / Parcel Number

Primary APN	`07-030886`
Alternative APN	`030886`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,220 sqft Total Area
Basement Area	858 sqft
Finished Basement	858 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,265 sqft (0.236 acres)
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	030886
Street Address	90 AMANDA DR
City	SMITHSBURG
State	MD
Zip	21783-1566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 145 0.24 ACRES 90 AMANDA DR WHISPERING HILLS
Legal Subdivision	WHISPERING HIL
Legal Block	1
Legal Lot Number	145
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	3
Census Block	3001
Census Tract	11301

Owner

Source: Washington County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 AMANDA DR, SMITHSBURG, MD 21783-1566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Aug 5, 2016 · Amount on Record
Deed Book / Page	6970 / 314
Prior Transfer Date	Jan 25, 2022
Prior Transfer Doc	0069700314
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON MD
Recording Date	Mar 31, 2022
Property Address	90 AMANDA DR, SMITHSBURG, MD 21783-1566
Document Number	0069700314
Book / Page	6970 / 314
Map Reference	FO 4269
Instrument Date	Jan 25, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	2020 TITLE LLC, 20 20 TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0006970318
Date	Mar 31, 2022
Instrument	6970/318

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,433 (+9.78%)	$328,300 (-) Land $65,100 Building $263,200
2025	$2,325.00 (+5.63%) Homeowner's exemption	$274,567 (+17.1%)	$328,300 (+32.54%) Land $65,100 Building $263,200
2024	$2,201.00 (+4.61%)
2023	$2,104.00 Homeowner's exemption	$234,467	$247,700 Land $65,100 Building $182,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018
Water Source	Purchased surface water from CITY OF HAGERSTOWN
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber · Cable in parts of the area	2,000 / 250