9792 Sunset Ter, Clive, IA 50325 Property Records

Polk County property record for 9792 Sunset Ter, Clive, IA 50325

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,992 sqft · built 1975
Lot Size	0.218 acres (9,530 sqft)
Owner	2 Individual Names on File
Last Sale	$221,000 (Jul 2014)
Tax Bill	$4,862 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7925-34-305-009`

Property Details

APN / Parcel Number

Primary APN	`7925-34-305-009`
Alternative APN	`291/00369-214-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area
Gross Area	3,312 sqft
1st Floor Area	1,128 sqft
Upper Floors Area	864 sqft
Basement Area	792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,530 sqft (0.218 acres)
Lot Dimensions	125 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	228 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	9792 SUNSET TER
City	CLIVE
State	IA
Zip	50325-6432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 39 INDIAN HILLS PLAT 5
Legal Range	25W
Legal Township	79N
Legal Section	34
Legal Subdivision	INDIAN HILLS PLAT 5
Legal Lot Number	39
Jurisdiction	POLK IA
Township / Civil Division	WALNUT
Census Block Group	1
Census Block	1026
Census Tract	11206

Owner

9792 Sunset Ter is owned and occupied by two individuals who bought it in July 2014.

Source: Polk County records, as of October 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	9792 SUNSET TER, CLIVE, IA 50325-6432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage BANKERS TRUST COMPANY NA
Nov 1, 2017	Deed of Trust, Mortgage · Line of Credit BANKERS TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2014 · Amount on File
Deed Sale	Jul 15, 2014 · Amount on File
Prior Sale	Aug 20, 1997 · Amount on File
Deed Document Number	2015-00019545
Deed Book / Page	15253 / 0734
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	9792 SUNSET TER, CLIVE, IA 50325-6432
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9792 SUNSET TER, CLIVE, IA 50325-6432

Mortgage

Document Number	0000012350
Date	Mar 18, 2024
Book Page	19743/755
Instrument	2024-00012350

Lender

Name	BANKERS TRUST COMPANY NA
Type	Bank
Address	453 7TH ST, DES MOINES, IA 50309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	9792 SUNSET TER, CLIVE, IA 50325-6432
Document Number	0000038746
Book / Page	016714 / 000491
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9792 SUNSET TER CLIVE IA 503256432, CLIVE, IA 50325-6432

Mortgage

Document Number	0000038746
Date	Nov 7, 2017
Book Page	016714/000491
Instrument	38746

Lender

Name	BANKERS TR
Address	DES MOINES, IA 50309

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 6, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Clive City
County	Polk County
Unified School District	West Des Moines Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$358,600 Land $63,700 Building $294,900	$358,600 Land $63,700 Building $294,900
2024	$4,862.00
2023		$322,100 Land $56,500 Building $265,600	$322,100 Land $56,500 Building $265,600
2020	$4,386.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9792 Sunset Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 84 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	16 (1986–2019)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Jul 2019 · tidal / storm surge
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 4 claims Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9792 Sunset Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIVE WATER DEPARTMENT serves 20,277 people · EPA ID IA7720051
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	Jun 2024
Also Mapped Here	DES MOINES WATER WORKS
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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