9777 Sunset Ter, Clive, IA 50325 Property Records

Polk County property record for 9777 Sunset Ter, Clive, IA 50325

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,047 sqft · built 1974
Lot Size	0.261 acres (11,370 sqft)
Owner	2 Individual Names on File
Last Sale	$222,000 (Sep 2016)
Tax Bill	$4,654 (2024)
Deeds & Mortgages	Oct 2026 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`291/00369-106-000`

Property Details

APN / Parcel Number

Primary APN	`291/00369-106-000`
Alternative APN	`792534304008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,047 sqft Living Area
Gross Area	3,329 sqft
1st Floor Area	1,231 sqft
Upper Floors Area	816 sqft
Basement Area	754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,370 sqft (0.261 acres)
Lot Dimensions	152 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	63 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	9777 SUNSET TER
City	CLIVE
State	IA
Zip	50325-6431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 INDIAN HILLS PLAT 4
Legal Subdivision	INDIAN HILLS PLAT 4
Legal Lot Number	1
Jurisdiction	POLK IA
Township / Civil Division	WALNUT
Census Block Group	1
Census Block	1014
Census Tract	11206

Owner

9777 Sunset Ter is owned and occupied by two individuals who bought it in September 2016.

Source: Polk County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9777 SUNSET TER, CLIVE, IA 50325-6431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2016 · Amount on File
Deed Sale	Sep 8, 2016 · Amount on File
Prior Sale	Sep 17, 2003 · Amount on File
Deed Document Number	201621961
Deed Book / Page	16170 / 471
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Oct 1, 2026
Property Address	9777 SUNSET TER, CLIVE, IA 50325-6431
Document Number	0000060700
Book / Page	20675 / 755
Instrument Date	Sep 26, 2026
Instrument	202660700
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9777 SUNSET TER, CLIVE, IA 50325-6431

Mortgage

Document Number	0000060700,
Date	Oct 1, 2026
Book Page	20675/755
Instrument	202660700

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	9777 SUNSET TER, CLIVE, IA 50325-6431
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014088
Date	Aug 14, 2019
Book Page	17450/0113
Instrument	2019-00014088

Lender

Name	FIDELITY BANK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	9777 SUNSET TER, CLIVE, IA 50325-6431
Document Number	0000007925
Instrument Date	Jan 20, 2021
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9777 SUNSET TER CLIVE IA 503256431, CLIVE, IA 50325-6431

Mortgage

Document Number	0000007925
Date	Jan 25, 2021
Book Page	018322/000001
Instrument	7925

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Clive City
County	Polk County
Unified School District	West Des Moines Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$338,800 Land $66,600 Building $272,200	$338,800 Land $66,600 Building $272,200
2024	$4,654.00
2023		$304,900 Land $59,000 Building $245,900	$304,900 Land $59,000 Building $245,900
2020	$4,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9777 Sunset Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 84 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	16 (1986–2019)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Jul 2019 · tidal / storm surge
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 4 claims Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9777 Sunset Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIVE WATER DEPARTMENT serves 20,277 people · EPA ID IA7720051
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	Jun 2024
Also Mapped Here	DES MOINES WATER WORKS
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: CenturyLink, T-Mobile, Verizon.

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