979 Riverwilde Rd, Clarkesville, GA 30523 Property Records

Habersham County property record for 979 Riverwilde Rd, Clarkesville, GA 30523

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,180 sqft · built 2001
Lot Size	4.06 acres (176,854 sqft)
Owner	2 Individual Names on Record
Last Sale	$463,500 (Jun 2026)
Tax Bill	$4,700 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099 062`

Property Details

APN / Parcel Number

Primary APN	`099 062`
Alternative APNs	`675092` `401460`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,180 sqft Heated Area
Gross Area	4,950 sqft
1st Floor Area	1,406 sqft
Upper Floors Area	774 sqft
Attic	Attic
Attic Area	774 sqft
Basement Area	1,118 sqft
Finished Basement	858 sqft
Unfinished Basement	260 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	176,854 sqft (4.06 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	594 sqft
Deck Area	168 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	401460
Street Address	979 RIVERWILDE RD
City	CLARKESVILLE
State	GA
Zip	30523-3850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	11-47 LT 31 PB 20-298 DB 1165-54
Legal Subdivision	RIVERWILDE SUB
Legal Lot Number	31
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	4
Census Block	4013
Census Tract	203

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	979 RIVERWILDE RD, CLARKESVILLE, GA 30523-3850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2026	Limited Warranty Deed, Transfer · Stand-Alone First Mortgage SPICER FINANCIAL
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE
Apr 30, 2018	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2026 · Amount on Record
Deed Sale	Jun 28, 2026 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Book / Page	1437 / 790
Record Updated	Oct 29, 2026

June 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jun 28, 2026
Property Address	979 RIVERWILDE RD, CLARKESVILLE, GA 30523-3850
Document Number	1437000790
Book / Page	1437 / 790
Instrument Date	May 13, 2026
Transaction Type	Transfer
Record Updated	Aug 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 RIVERWILDE RD, CLARKESVILLE, GA 30523-3850

Mortgage

Document Number	1437000792,
Date	Jun 28, 2026
Book Page	1437/792

Lender

Name	SPICER FINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 1, 2031

Interest

Rate	6.3%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	979 RIVERWILDE RD, CLARKESVILLE, GA 30523-3850
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 RIVERWILDE RD, CLARKESVILLE, GA 30523-3850

Mortgage

Document Number	0000001411/0000000372
Date	Sep 23, 2025
Book Page	0000001411/0000000372

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	979 RIVERWILDE RD, CLARKESVILLE, GA 30523-3850
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 RIVERWILDE RD, CLARKESVILLE, GA 30523-3850

Mortgage

Document Number	0000001256/0000000900
Date	Apr 6, 2021
Book Page	0000001256/0000000900

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2046

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Apr 30, 2018
Property Address	979 RIVERWILDE RD, CLARKESVILLE, GA 30523-3850
Document Number	0001165/54
Book / Page	1165 / 54
Instrument Date	Apr 30, 2018
Instrument	2018-000758
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 RIVERWILDE RD, CLARKESVILLE, GA 30523-3850

Mortgage

Document Number	1165/55
Date	May 4, 2018
Book Page	1165/55

Lender

Name	HOMESTAR FINANCIAL
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,700.00 (-3.77%)	$206,202 (+1.98%) Land $34,399 Building $171,803	$515,506 (+1.98%) Land $85,998 Building $429,508
2025	$4,884.00 (+13.29%)	$202,195 (+21.72%) Land $32,149 Building $170,046	$505,488 (+21.72%) Land $80,372 Building $425,116
2023	$4,311.00 (+21.75%)	$166,112 (+21.74%) Land $30,988 Building $135,124	$415,280 (+21.74%) Land $77,470 Building $337,810
2022	$3,541.00	$136,448 Land $20,656 Building $115,792	$341,120 Land $51,640 Building $289,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 87% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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