768 Riverwilde Rd, Clarkesville, GA 30523 Property Records

Habersham County property record for 768 Riverwilde Rd, Clarkesville, GA 30523

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,694 sqft · built 1990
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,102 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`099 092`

Property Details

APN / Parcel Number

Primary APN	`099 092`
Alternative APNs	`677110` `401522`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,694 sqft Heated Area
Gross Area	5,487 sqft
1st Floor Area	1,347 sqft
Upper Floors Area	1,347 sqft
Attic	Attic
Attic Area	1,347 sqft
Basement Area	1,347 sqft
Finished Basement	1,347 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	90,605 sqft (2.08 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	480 sqft
Porch	Slab
Porch Area	738 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	401522
Street Address	768 RIVERWILDE RD
City	CLARKESVILLE
State	GA
Zip	30523-3813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	11-47 LT 3 PB 20-298 DB 1409-931
Legal Subdivision	RIVERWILDE
Legal Lot Number	3
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	4
Census Block	4024
Census Tract	203

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	768 RIVERWILDE RD, CLARKESVILLE, GA 30523-3813
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Sep 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL
Nov 22, 2023	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Sep 9, 2025	Warranty Deed, Transfer
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL
Jun 18, 2019	Warranty Deed, Transfer · Line of Credit SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2025
Deed Sale	Sep 9, 2025
Prior Sale	Jun 18, 2019 · Amount on Record
Deed Book / Page	1409 / 931
Prior Transfer Date	Sep 8, 2025
Prior Transfer Doc	001409/931
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	768 RIVERWILDE RD, CLARKESVILLE, GA 30523-3813
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 RIVERWILDE RD, CLARKESVILLE, GA 30523-3813

Mortgage

Document Number	0000001246/0000000224
Date	Jan 6, 2021
Book Page	0000001246/0000000224

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	768 RIVERWILDE RD, CLARKESVILLE, GA 30523-3813
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 RIVERWILDE RD, CLARKESVILLE, GA 30523-3813

Mortgage

Document Number	0000001278/0000000285
Date	Sep 18, 2021
Book Page	0000001278/0000000285

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	768 RIVERWILDE RD, CLARKESVILLE, GA 30523-3813
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 RIVERWILDE RD, CLARKESVILLE, GA 30523-3813

Mortgage

Document Number	0000001352/0000000056
Date	Nov 22, 2023
Book Page	0000001352/0000000056

Lender

Name	PINNACLE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2033

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 9, 2025
Property Address	768 RIVERWILDE RD, CLARKESVILLE, GA 30523-3813
Document Number	001409/931
Book / Page	1409 / 931
Instrument Date	Sep 8, 2025
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 RIVERWILDE RD, CLARKESVILLE, GA 30523-3813

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	768 RIVERWILDE RD, CLARKESVILLE, GA 30523-3813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 RIVERWILDE RD, CLARKESVILLE, GA 30523-3813

Mortgage

Document Number	0000001204/0000000933
Date	Oct 30, 2019
Book Page	0000001204/0000000933

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2034

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jun 18, 2019
Property Address	768 RIVERWILDE RD, CLARKESVILLE, GA 30523-3813
Document Number	001195/820
Book / Page	1195 / 820
Instrument Date	Jun 18, 2019
Instrument	2019-001114
Transaction Type	Transfer
Record Updated	Oct 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 RIVERWILDE RD, CLARKESVILLE, GA 30523-3813

Mortgage

Document Number	0000001195/0000000822
Date	Jun 28, 2019
Book Page	0000001195/0000000822

Lender

Name	SOUTHERN BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Due	Jan 1, 2019

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,102.00 (-6.67%) Homeowner's exemption	$220,582 (-1.31%) Land $25,687 Building $194,895	$551,455 (-1.31%) Land $64,217 Building $487,238
2025	$4,395.00 Homeowner's exemption	$223,521 (+10.9%) Land $24,006 Building $199,515	$558,803 (+10.9%) Land $60,016 Building $498,787
2023	Homeowner's exemption	$201,552 (+18.85%) Land $21,168 Building $180,384	$503,880 (+18.85%) Land $52,920 Building $450,960
2022	Homeowner's exemption	$169,588 Land $14,112 Building $155,476	$423,970 Land $35,280 Building $388,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 87% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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