Cabarrus County property record for 978 Ramsgate Dr SW, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,980 sqft · built 2007 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on Record |
| Last Sale | $130,000 (Jul 2014) |
| Tax Bill | $2,996 (2025) |
| Deeds & Mortgages | Aug 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 11045F0131.000000 |
| Primary APN | 11045F0131.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,980 sqft Living Area |
| Gross Area | 2,412 sqft |
| 1st Floor Area | 972 sqft |
| Upper Floors Area | 1,008 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 100 ft deep x 45 ft wide |
| Garage Type | Mixed |
| Garage Area | 324 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 480 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 28 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 132222 |
|---|---|
| Street Address | 978 RAMSGATE DR SW |
| City | CONCORD |
| State | NC |
| Zip | 28025-9222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | LT 131 RAMSGATE |
| Legal Subdivision | RAMSGATE |
| Legal Lot Number | 131 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 11, CENTRAL CABARRUS |
| Census Block Group | 5 |
| Census Block | 5018 |
| Census Tract | 40501 |
Source: Cabarrus County records, as of September 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2014 · Amount on Record |
| Deed Sale | Jul 15, 2014 · Amount on Record |
| Prior Sale | Jun 12, 2014 · Amount on Record |
| Deed Book / Page | 11033 / 346 |
| Last Transfer Date | Aug 22, 2019 |
| Transfer Doc | 13677169 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 23, 2019 |
| Property Address | 978 RAMSGATE DR SW, CONCORD, NC 28025-9222 |
| Document Number | 0013677169 |
| Book / Page | 13677 / 0169 |
| Map Reference | MAP 1 MB 44 PG 57-59 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | OS NATIONAL LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Investor | Possibly a Property Investor |
Source: Cabarrus County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,996.00 (+28.25%) | $300,820 (+57.12%) Land $68,000 Building $232,820 | |
| 2024 | $300,820 (+57.12%) Land $68,000 Building $232,820 | ||
| 2023 | $2,336.00 | $191,460 Land $40,000 Building $151,460 | $191,460 Land $40,000 Building $151,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Google Fiber, Verizon.
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