Harford County property record for 979 Pirates Ct, Edgewood, MD 21040
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,280 sqft · built 2003 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Company Name on File |
| Last Sale | $184,000 (Jun 2025) |
| Tax Bill | $2,198 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-190881 |
| Primary APN | 01-190881 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,742 sqft (0.04 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 190881 |
|---|---|
| Street Address | 979 PIRATES CT |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-1339 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R4 |
| Legal Description | LT 164 .04 AC 979 PIRATES COURT WEST SHORE P5 PT 73/64 |
| Legal Subdivision | WEST SHORE |
| Legal Lot Number | 164 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 301707 |
979 Pirates Ct, a townhouse, is owned by a company that bought it in June 2025.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 111 LIMPKIN AVE, CLARKSBURG, MD 20871-3498 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 19, 2018 | Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2025 · Amount on File |
| Deed Sale | Jun 10, 2025 · Amount on File |
| Prior Sale | Dec 8, 2003 · Amount on File |
| Deed Book / Page | 16690 / 70 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 979 PIRATES CT, EDGEWOOD, MD 21040-1339 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 979 PIRATES CT, EDGEWOOD, MD 21040-1339 |
| Document Number | 0152460059 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 15246/59 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 979 PIRATES CT, EDGEWOOD, MD 21040-1339 |
| Document Number | 0127690312 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 979 PIRATES CT EDGEWOOD MD 210401339, EDGEWOOD, MD 21040-1339 |
| Document Number | 0127690312 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 012769/000312 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 9, 2048 |
| Rate | 3.37% |
|---|
The 2026 property tax bill for 979 Pirates Ct was $2,198, up 18.5% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,198.00 (+18.49%) | $201,700 (+7.1%) Land $40,000 Building $161,700 | $201,700 (-) Land $40,000 Building $161,700 |
| 2025 | $1,855.00 | $188,333 | $201,700 Land $40,000 Building $161,700 |
| 2023 | $161,600 Land $40,000 Building $121,600 | $161,600 Land $40,000 Building $121,600 | |
| 2022 | $1,710.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 979 Pirates Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 979 Pirates Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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