Harford County property record for 975 Pirates Ct, Edgewood, MD 21040
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,280 sqft · built 2003 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Sep 2025) |
| Tax Bill | $2,222 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-190911 |
| Primary APN | 01-190911 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Deck Area | 141 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 190911 |
|---|---|
| Street Address | 975 PIRATES CT |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-1339 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R4 |
| Legal Description | LT 166 2178 SF 975 PIRATES COURT WEST SHORE P5 PT 73/64 |
| Legal Subdivision | WEST SHORE PH III I |
| Legal Lot Number | 166 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 301707 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1604 DANTON LN, BOWIE, MD 20721-3225 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed, Transfer · Conventional Mortgage LIMIT3ED WHOLESALE MORTGAGE LLVC |
| Oct 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Oct 23, 2019 | Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 2, 2017 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2025 · Amount on Record |
| Deed Sale | Sep 18, 2025 · Amount on Record |
| Prior Sale | Oct 2, 2017 · Amount on Record |
| Deed Book / Page | 16812 / 23 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 18, 2025 |
| Property Address | 975 PIRATES CT, EDGEWOOD, MD 21040-1339 |
| Document Number | 0168120023 |
| Book / Page | 16812 / 23 |
| Map Reference | MB 73 FO 64 |
| Instrument Date | Sep 10, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | MOMENTUM TITLE AGENCY LLC, MOMENTUM TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1335 CHARLESTOWN DR, EDGEWOOD, MD 21040-2204 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 975 PIRATES CT, EDGEWOOD, MD 21040-1339 |
| Document Number | 0001681231 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 16812/31 |
| Name | LIMIT3ED WHOLESALE MORTGAGE LLVC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 975 PIRATES CT, EDGEWOOD, MD 21040-1339 |
| Document Number | 0135910409 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1335 CHARLESTOWN DR EDGEWOOD MD 210402204, EDGEWOOD, MD 21040-2204 |
| Document Number | 0135910409 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 013591/000409 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 975 PIRATES CT, EDGEWOOD, MD 21040-1339 |
| Document Number | 0135910402 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1335 CHARLESTOWN DR EDGEWOOD MD 210402204, EDGEWOOD, MD 21040-2204 |
| Document Number | 0135910402 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 013591/000402 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2049 |
| Rate | 3.75% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 2, 2017 |
| Property Address | 975 PIRATES CT, EDGEWOOD, MD 21040-1339 |
| Document Number | 0125340309 |
| Book / Page | 012534 / 000309 |
| Instrument Date | Sep 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | BROADVIEW TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $159.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 975 PIRATES CT EDGEWOOD MD 210401339, EDGEWOOD, MD 21040-1339 |
| Document Number | 125340316 |
|---|---|
| Date | Oct 2, 2017 |
| Book Page | 012534/000316 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,222.00 (+15.19%) | $203,900 (+7.05%) Land $40,000 Building $163,900 | $203,900 (-) Land $40,000 Building $163,900 |
| 2025 | $1,929.00 (+11.44%) | $190,467 (+16.42%) | $203,900 (+24.63%) Land $40,000 Building $163,900 |
| 2023 | $163,600 Land $40,000 Building $123,600 | $163,600 Land $40,000 Building $123,600 | |
| 2022 | $1,731.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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