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979 Palm Cir, Tracy, CA 95376 Property Records

San Joaquin County property record for 979 Palm Cir, Tracy, CA 95376 · Last verified October 2025

Property Summary

Property TypeZero Lot Line
Details2 bd · 1 ba · 800 sqft · built 1969
Lot Size0.044 acres (1,960 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Feb 2019)
Tax Bill$3,475 (2025)
Deeds & MortgagesMar 2021 Mortgage
Feb 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN234-082-030-000

Property Details

APN / Parcel Number

Primary APN234-082-030-000
Alternative APN
  • 23107203

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area800 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1969
Architectural StyleContemporary
Construction TypeWood
Lot Area1,960 sqft (0.044 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed
Garage Area470 sqft Garage

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Old Parcel Number23107203
Street Address979 PALM CIR
CityTRACY
StateCA
Zip95376-4336
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Zero Lot Line
Legal DescriptionREDRAWN OCT-21-1993 FROM ORIGINAL APN 231-072-03
Legal SubdivisionWESTCHESTER GREEN
Legal Tract736
Legal Lot Number86
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1010
Census Tract5403

Owner

Source: San Joaquin County records · APN 234-082-030-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3307 FOXTAIL TER, FREMONT, CA 94536-3767
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 27, 2019Grant Deed, Transfer · ARM
PMAC LENDING SERVICES INC
Feb 27, 2019Quit Claim Deed, Transfer
PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 27, 2019 · Amount on Record
Deed SaleFeb 27, 2019 · Amount on Record
Prior SaleFeb 27, 2019 · Amount on Record
Deed Document Number2019-020355
Record UpdatedJun 07, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address979 PALM CIR, TRACY, CA 95376-4336
Transaction TypeMortgage
Record UpdatedMar 26, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address3307 FOXTAIL TER, FREMONT, CA 94536-3767

Mortgage

Document Number0000044430
DateMar 11, 2021
Instrument2021-044430
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateFeb 27, 2019
Property Address979 PALM CIR, TRACY, CA 95376-4336
Document Number0000020355
Map ReferenceVOL 18 PG 18
Instrument DateFeb 22, 2019
Instrument2019-020355
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyPLACER TITLE COMPANY AUBURN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3307 FOXTAIL TER, FREMONT, CA 94536-3767

Mortgage

Document Number0000020357
DateFeb 27, 2019
Instrument2019-020357
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMar 01, 2049
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateMar 01, 2026
Change FrequencyAnnually
Min Rate At Change6.25%
Max Rate At Change8.25%
Index1-Year LIBOR
Max Rate12.2%

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateFeb 27, 2019
Property Address979 PALM CIR, TRACY, CA 95376-4336
Document Number0000020356
Instrument DateFeb 22, 2019
Instrument20356
Transaction TypeTransfer
Record UpdatedMar 13, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3307 FOXTAIL TER FREMONT CA 945363767, FREMONT, CA 94536-3767

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,475.00 (+10.25%)$301,186 (+4.04%) Land $66,929 Building $234,257
2023$3,152.00 (+2.07%)$289,492 Land $64,331 Building $225,161
2022$3,088.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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