San Joaquin County property record for 959 Palm Cir, Tracy, CA 95376
| Property Type | Zero Lot Line |
|---|---|
| Details | 4 bd · 2 ba · 1,230 sqft · built 1969 |
| Lot Size | 0.045 acres (2,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $66,000 (Apr 2009) |
| Tax Bill | $1,896 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Sep 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 234-082-050-000 |
| Primary APN | 234-082-050-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,230 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 2,000 sqft (0.045 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 23107205 |
|---|---|
| Street Address | 959 PALM CIR |
| City | TRACY |
| State | CA |
| Zip | 95376-4336 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Zero Lot Line |
| Local Zoning Code | 94 |
| Legal Description | REDRAWN OCT-21-1993 FROM ORIGINAL APN 231-072-05 |
| Legal Subdivision | WESTCHESTER GREEN |
| Legal Tract | 736 |
| Legal Lot Number | 88 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 5403 |
Source: San Joaquin County records · APN 234-082-050-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 959 PALM CIR, TRACY, CA 95376-4336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 08, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Feb 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 24, 2009 · Amount on Record |
| Deed Sale | Apr 24, 2009 · Amount on Record |
| Prior Sale | Jun 08, 2015 |
| Deed Document Number | 0000061412 |
| Last Transfer Date | Sep 09, 2015 |
| Transfer Doc | 0000108794 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 959 PALM CIR, TRACY, CA 95376-4336 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2024 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 959 PALM CIR, TRACY, CA 95376-4336 |
| Investor | Possibly a Property Investor |
| Document Number | 0000014985 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 2024-014985 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 959 PALM CIR, TRACY, CA 95376-4336 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 959 PALM CIR, TRACY, CA 95376-4336 |
| Document Number | 0000105474 |
|---|---|
| Date | Sep 08, 2022 |
| Instrument | 2022-105474 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 959 PALM CIR, TRACY, CA 95376-4336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|
| Document Number | 0000016257 |
|---|---|
| Date | Feb 12, 2018 |
| Instrument | 2018-016257 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 959 PALM CIR, TRACY, CA 95376-4336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 959 PALM CIR, TRACY, CA 95376-4336 |
| Document Number | 0000047665 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 2019-047665 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,896.00 (+10.43%) Homeowner's exemption | $170,655 (+4.04%) Land $60,090 Building $110,565 |
| 2023 | $1,717.00 (+2.14%) Homeowner's exemption | $164,030 Land $57,757 Building $106,273 |
| 2022 | $1,681.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon, Zinnia Networks.
Based on FCC filings for 612 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TRACY serves 98,215 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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