979 Kumukoa St, Apt A, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 979 Kumukoa St, Apt A, Hilo, HI 96720

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,347 sqft · built 1988
Lot Size0.173 acres (7,533 sqft)
Owner2 Individual Names on Record
Last Sale$550,000 (Oct 2025)
Tax Bill$1,579 (2025)
Deeds & MortgagesJun 2022 Mortgage
Oct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN3-2-4-066-066

Property Details

APN / Parcel Number

Primary APN3-2-4-066-066
Alternative APNs
  • 3-2-4-066-066-0000
  • 240660660000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,347 sqft Living Area
1st Floor Area1,347 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area7,533 sqft (0.173 acres)
Garage TypeCarport
Garage Area440 sqft
CarportCarport
Carport Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchBalcony/Patio
Porch Area412 sqft
Deck AreaDeck Area
Patio Area126 sqft
BalconyBalcony

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address979 KUMUKOA ST, A
CityHILO
StateHI
Zip96720-4079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2I
Legal Description69-A-2-L 7,533 SF MAP 57 LCAPP 1205 ACCESS TO GOVT RD OVER RDWY LOT 69-A-2-S SUBJ/ESMTS
Legal SubdivisionKUMUKOA HEIGHTS
Legal Lot Number69-A-
JurisdictionHAWAII HI
Township / Civil DivisionHILO
Census Block Group1
Census Block1001
Census Tract20400

Owner

Source: State of Hawaii and Hawaii County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address19 ILIMA PL, HILO, HI 96720-1728
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2022Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Oct 2, 2025Warranty Deed, Transfer · Conventional Mortgage
SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2025 · Amount on Record
Deed SaleOct 2, 2025 · Amount on Record
Prior SaleSep 15, 2016 · Amount on Record
Deed Document Number2025T-13058031
Prior Transfer DateFeb 26, 2007
Prior Transfer Doc0003573548
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAWAII HI
Property Address979 KUMUKOA ST APT A, A, HILO, HI 96720-4079
Transaction TypeMortgage
Record UpdatedApr 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0T11840272
DateJun 2, 2022
InstrumentT-11840272
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term299 Months
DueMay 1, 2047

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAWAII HI
Recording DateOct 2, 2025
Property Address979 KUMUKOA ST APT A, A, HILO, HI 96720-4079
Document Number0T13058031
Instrument DateSep 12, 2025
InstrumentT-13058031
Transaction TypeTransfer
Record UpdatedApr 30, 2026
Title CompanyTG

Transaction

Tax$550.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1622 KEONE ST, HILO, HI 96720-5922

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address979 KUMUKOA ST APT A, A, HILO, HI 96720-4079

Mortgage

Document Number0T13058032
DateOct 2, 2025
InstrumentT-13058032
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateHawaii
CountyHawaii County
Unified School DistrictHawaii Department of Education (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$511,100 (+16.69%) Land $226,900 Building $284,200$511,100 (-2.28%) Land $226,900 Building $284,200
2025$1,579.00 (-8.36%) Homeowner's exemption$438,000 (+3.01%) Land $176,800 Building $261,200$523,000 (+2.03%) Land $238,800 Building $284,200
2024$425,200 (+3%) Land $176,800 Building $248,400$512,600 (+8.62%) Land $238,600 Building $274,000
2023$1,723.00 Homeowner's exemption$412,800 Land $176,800 Building $236,000$471,900 Land $217,000 Building $254,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims7 (1979–2016)
Claims Outside the SFHA3 of 7
Most Recent ClaimNov 2016 · other causes
Claims by Event
  • Severe Storms And Flooding, Nov 2000 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Hawaii
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHILO
serves 39,477 people · EPA ID HI0000101
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,850 / 2,850
Spectrum
Cable
1,000 / 1,000

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