State of Hawaii and Hawaii County property record for 963 Kumukoa St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,020 sqft · built 1988 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (Feb 2005) |
| Tax Bill | $2,888 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-4-066-062 |
| Primary APN | 3-2-4-066-062 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,020 sqft Living Area |
| Gross Area | 3,028 sqft |
| 1st Floor Area | 2,020 sqft |
| Basement Area | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 872 sqft |
| Deck Area | 32 sqft |
| Patio Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 963 KUMUKOA ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-4067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2I |
| Legal Description | LOT 69-A-2-G 7500 SF MAP 57 LCAPP 1205 SUBJ/ESMTS |
| Legal Subdivision | KUMUKOA HEIGHTS |
| Legal Lot Number | 69-A- |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20400 |
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 963 KUMUKOA ST, HILO, HI 96720-4067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 17, 2022 | Deed of Trust, Mortgage · Line of Credit CENTRAL PACIFIC BANK |
| May 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL PACIFIC BANK |
| Nov 5, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2005 · Amount on Record |
| Deed Sale | Feb 16, 2005 · Amount on Record |
| Prior Sale | Dec 10, 2001 · Amount on Record |
| Deed Document Number | 20053231369 |
| Prior Transfer Date | Jun 3, 1997 |
| Prior Transfer Doc | 0002387467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 963 KUMUKOA ST, HILO, HI 96720-4067 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | FIRST AMERICAN TITLE, FAM |
| Name | Verified Name |
|---|
| Document Number | 0T11763147 |
|---|---|
| Date | Mar 17, 2022 |
| Instrument | T-11763147 |
| Name | CENTRAL PACIFIC BANK |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 10, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 963 KUMUKOA ST, HILO, HI 96720-4067 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FAM |
| Name | Verified Name |
|---|
| Document Number | 0T11083080 |
|---|---|
| Date | May 6, 2020 |
| Instrument | T-11083080 |
| Name | CENTRAL PACIFIC BANK |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96813 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Nov 5, 2018 |
| Property Address | 963 KUMUKOA ST, HILO, HI 96720-4067 |
| Document Number | 0T10535172 |
| Instrument Date | Sep 27, 2018 |
| Instrument | T10535172 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 963 KUMUKOA ST HILO HI 967204067, HILO, HI 96720-4067 |
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $690,500 (+3%) Land $152,500 Building $538,000 | $822,700 (-1.43%) Land $227,800 Building $594,900 | |
| 2025 | $2,888.00 (+5.09%) | $670,400 (+3%) Land $152,500 Building $517,900 | $834,600 (+3.68%) Land $239,700 Building $594,900 |
| 2024 | $650,900 (+3.01%) Land $152,500 Building $498,400 | $805,000 (+8.18%) Land $239,600 Building $565,400 | |
| 2023 | $2,748.00 Homeowner's exemption | $631,900 Land $152,500 Building $479,400 | $744,100 Land $217,900 Building $526,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1979–2016) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Nov 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
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