979 Hilliard Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 979 Hilliard Dr, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,133 sqft · built 1965
Lot Size	0.236 acres (10,280 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Jun 2025)
Tax Bill	$4,754 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`540-0061-0202-00`

Property Details

APN / Parcel Number

Primary APN	`540-0061-0202-00`
Alternative APN	`65571034`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,133 sqft Living Area
Gross Area	3,349 sqft
1st Floor Area	925 sqft
2nd Floor Area	999 sqft
Basement Area	925 sqft
Finished Basement	209 sqft
Unfinished Basement	716 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,280 sqft (0.236 acres)
Lot Dimensions	137 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	979 HILLIARD DR
City	CINCINNATI
State	OH
Zip	45238-4135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	HILLIARD DR 75 X 137.87 LOT 61 COVEDALE WEST SUB BLK D PT 2
Legal Subdivision	COVEDALE WEST SUB
Legal Block	D
Legal Lot Number	61
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1001
Census Tract	21303

Owner

979 Hilliard Dr is owned by an individual who bought it in June 2025.

Source: Hamilton County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 9, 2021	Deed of Trust, Mortgage · Line of Credit CINCINNATI OHIO POLICE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2025 · Amount on File
Deed Sale	Jun 27, 2025 · Amount on File
Prior Sale	Dec 19, 2001 · Amount on File
Deed Document Number	202548591
Deed Book / Page	15446 / 937
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	979 HILLIARD DR, CINCINNATI, OH 45238-4135
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 HILLIARD DR, CINCINNATI, OH 45238-4135

Mortgage

Document Number	0000013753
Date	Feb 24, 2026
Book Page	15609/2063
Instrument	2026-0013753

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	979 HILLIARD DR, CINCINNATI, OH 45238-4135
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070946
Date	Jun 9, 2021
Book Page	14435/1678
Instrument	2021-0070946

Lender

Name	CINCINNATI OHIO POLICE FCU
Type	Credit Union
Address	CINCINNATI, OH 45203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 8, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 979 Hilliard Dr was $4,754, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,754.00 (+2.52%)	$79,986 (-) Land $11,326 Building $68,660	$228,530 Land $32,360 Building $196,170
2024	$4,637.00 (-0.3%)	$79,986 (-) Land $11,326 Building $68,660
2023	$4,651.00 (+19.13%)	$79,986 (+37.43%) Land $11,326 Building $68,660	$228,530 Land $32,360 Building $196,170
2022	$3,904.00 Homeowner's exemption	$58,202 Land $10,066 Building $48,136
2020			$166,290 Land $28,760 Building $137,530

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 979 Hilliard Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 979 Hilliard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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