979 Forest Dr, Arnold, MD 21012 Property Records

Anne Arundel County property record for 979 Forest Dr, Arnold, MD 21012 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,551 sqft · built 1940
Lot Size	0.346 acres (15,100 sqft)
Owner	Individual Name on File
Tax Bill	$4,436 (2023)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-749-19232400`

Property Details

APN / Parcel Number

Primary APN	`03-749-19232400`
Alternative APNs	`374919232400` `74919232400`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,551 sqft Total Area
1st Floor Area	2,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,100 sqft (0.346 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	390 sqft
Shed	1 Shed
Shed Area	320 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	74919232400
Old Parcel Number	374919232400
Street Address	979 FOREST DR
City	ARNOLD
State	MD
Zip	21012-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 157 979 FOREST DR SHORE ACRES
Legal Subdivision	SHORE ACRES
Legal Lot Number	157 979
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1001
Census Tract	731107

Owner

Source: Anne Arundel County records · APN 03-749-19232400

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	979 FOREST DR, ARNOLD, MD 21012-1719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 06, 1998
Deed Sale	Mar 06, 1998
Deed Document Number	002210
Record Updated	Jun 07, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	979 FOREST DR, ARNOLD, MD 21012-1719
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0373790399
Date	Aug 17, 2021
Book Page	37379/399

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Sep 01, 2036
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,436.00 Homeowner's exemption	$700,000	$721,200 Land $463,000 Building $258,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037311071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Nearby Flood Policies	24 in force 19 of 24 on primary residences
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003, rainfall accumulation, Hurricane Isabel

Wildfire

Wildfire Risk	Low above 2% of the US · above 4% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.