974 Forest Dr, Arnold, MD 21012 Property Records

Anne Arundel County property record for 974 Forest Dr, Arnold, MD 21012 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,908 sqft · built 1930
Lot Size	1.16 acres (50,900 sqft)
Owner	2 Company Names on File
Last Sale	$999,900 (Aug 2022)
Tax Bill	$10,963 (2025)
Deeds & Mortgages	Mar 2026 Construction Loan May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-749-09532615`

Property Details

APN / Parcel Number

Primary APN	`03-749-09532615`
Alternative APNs	`3-749-09532615` `74909532615`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,908 sqft Living Area
1st Floor Area	1,908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	50,900 sqft (1.16 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	74909532615
Street Address	974 FOREST DR
City	ARNOLD
State	MD
Zip	21012-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 16 17 SHORE ACRES
Legal Subdivision	SHORE ACRES
Legal Block	1
Legal Lot Number	16
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1002
Census Tract	731107

Owner

Source: Anne Arundel County records · APN 03-749-09532615

Assessment roll updated August 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	7702 MEADOW LN, CHEVY CHASE, MD 20815-5002
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Construction Mortgage TRUIST BANK
May 26, 2026	Deed of Trust · Conventional Mortgage TRUST BANK
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUST BANK
Aug 03, 2022	Deed, Transfer VILLAGE SETTLEMENTS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2022 · Amount on Record
Deed Sale	Aug 03, 2022 · Amount on Record
Prior Sale	Oct 18, 2004
Deed Book / Page	38994 / 74
Prior Transfer Date	Aug 05, 2009
Prior Transfer Doc	0214310106
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	974 FOREST DR, ARNOLD, MD 21012-1721
Transaction Type	Mortgage
Record Updated	May 07, 2026
Title Company	CATIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7702 MEADOW LN, CHEVY CHASE, MD 20815-5002

Mortgage

Document Number	0421960044
Date	Mar 26, 2026
Book Page	42196/44

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.1%
Type Change Date	Apr 01, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.1%

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 26, 2026
Property Address	974 FOREST DR, ARNOLD, MD 21012-1721
Document Number	4237000366
Book / Page	42378 / 366
Instrument Date	Mar 23, 2026
Record Updated	Jun 08, 2026
Title Company	VILLAGE SETTLEMENTS INC, VILLAGE SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	7702 MEADOW LN, CHEVY CHASE, MD 20815-5002

Mortgage

Document Number	4237000366,
Date	May 26, 2026
Book Page	42378/366

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.1%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 26, 2026
Property Address	974 FOREST DR, ARNOLD, MD 21012-1721
Document Number	0423780366
Book / Page	42378 / 366
Instrument Date	Mar 23, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VILLAGE SETTLEMENTS INC, VILLAGE SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	7702 MEADOW LN, CHEVY CHASE, MD 20815-5002

Mortgage

Document Number	4237000366,
Date	May 26, 2026
Book Page	42378/366

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.1%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 03, 2022
Property Address	974 FOREST DR, ARNOLD, MD 21012-1721
Document Number	0389940074
Book / Page	38994 / 74
Map Reference	MB GW FO 209
Instrument Date	Jul 20, 2022
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Tax	$14,998.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7702 MEADOW LN, CHEVY CHASE, MD 20815-5002

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,963.00 (+5.39%)	$953,100 (+14.25%)	$1,062,100 (+18.19%) Land $882,200 Building $179,900
2024	$10,402.00 (+14.19%)
2023	$9,109.00	$834,233	$898,600 Land $679,200 Building $219,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037311071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003, rainfall accumulation, Hurricane Isabel

Wildfire

Wildfire Risk	Low above 4% of the US · above 8% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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