979 Ferry Rd, Franklin, GA 30217 Property Records

Heard County property record for 979 Ferry Rd, Franklin, GA 30217

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,720 sqft · built 1993
Lot Size	5.6 acres (243,936 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (May 2023)
Tax Bill	$2,030 (2025)
Deeds & Mortgages	May 2023 Sale May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0044-0090`

Property Details

APN / Parcel Number

Primary APN	`0044-0090`
Alternative APN	`3562`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,720 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2015
Architectural Style	Split Level
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Metal
Lot Area	243,936 sqft (5.6 acres)
Porch	Slab
Porch Area	150 sqft
Deck Area	134 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	3562
Street Address	979 FERRY RD
City	FRANKLIN
State	GA
Zip	30217-3940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	HSE/ACC/TRACT 10/ 5.60 ACRES/LL 187/4 LD
Legal Subdivision	ACRES/LL 187/4 LDLAND
Legal Tract	10
Jurisdiction	HEARD GA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3003
Census Tract	970100

Owner

979 Ferry Rd is owned and occupied by an individual who bought it in May 2023.

Source: Heard County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	979 FERRY RD, FRANKLIN, GA 30217-3940
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Limited Warranty Deed, Transfer
May 19, 2023	Limited Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2023 · Amount on File
Deed Sale	May 22, 2023 · Amount on File
Prior Sale	Nov 25, 2014 · Amount on File
Deed Document Number	2023289
Deed Book / Page	518 / 364
Prior Transfer Date	Apr 15, 1996
Prior Transfer Doc	0168000122
Record Updated	Oct 29, 2026

May 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HEARD GA
Recording Date	May 19, 2023
Property Address	979 FERRY RD, FRANKLIN, GA 30217-3940
Document Number	0005180380
Book / Page	518 / 380
Instrument Date	May 19, 2023
Instrument	2023-000290
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 FERRY RD, FRANKLIN, GA 30217-3940

May 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HEARD GA
Recording Date	May 19, 2023
Property Address	979 FERRY RD, FRANKLIN, GA 30217-3940
Document Number	0005180364
Book / Page	518 / 364
Instrument Date	May 19, 2023
Instrument	2023-000289
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 FERRY RD, FRANKLIN, GA 30217-3940

Mortgage

Document Number	0000518365
Date	May 19, 2023
Instrument	518/365

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 979 Ferry Rd was $2,030.

Source: Heard County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Heard County
Unified School District	Heard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,030.00	$104,289 Land $26,450 Building $77,839	$260,722 Land $66,125 Building $194,597
2023	$2,054.00 (+30.66%)	$98,446 (+41.69%) Land $13,028 Building $85,418	$246,114 (+41.69%) Land $32,570 Building $213,544
2022	$1,572.00	$69,479 Land $7,281 Building $62,198	$173,698 Land $18,202 Building $155,496

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 979 Ferry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 979 Ferry Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 87% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ferry Rd

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