979 E Gulf Dr, #D451, Sanibel, FL 33957 Property Records

Lee County property record for 979 E Gulf Dr, #D451, Sanibel, FL 33957

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,184 sqft · built 1976
Lot Size0.334 acres (14,540 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Oct 2014)
Tax Bill$7,708 (2025)
Deeds & MortgagesJun 2023 Mortgage
May 2020 Mortgage
Flood ZoneZone AE (high risk)
APN30-46-23-T2-0070D.4510

Property Details

APN / Parcel Number

Primary APN30-46-23-T2-0070D.4510
Alternative APNs
  • 233046T20070D4510
  • 10128456

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units382 Units
Stories1 Story
Building Area1,184 sqft Living Area
1st Floor Area1,184 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleCondo/Apartment
Lot Area14,540 sqft (0.334 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area128 sqft

Location & Zoning

Account Number10128456
Street Address979 E GULF DR, D451
CitySANIBEL
StateFL
Zip33957-6929
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOGGERHEAD CAY PHSE 2 COND BLDG D OR 1080 PG 1784 UNIT 451
Legal Range23E
Legal Township46S
Legal Section30
Legal SubdivisionSANIBEL EAST GULF DRIVE
Legal Phase2
Legal TractT2
Legal Block3
Legal Lot Number451
Legal Unit451
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group3
Census Block3006
Census Tract80202

Owner

979 E Gulf Dr, #D451 is owned by two individuals who bought it in October 2014.

Source: Lee County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address9881 LAS PLAYAS CT, FORT MYERS, FL 33919-7727
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2023Deed of Trust, Mortgage · SBA Mortgage
ANDREW NEUBAUER
May 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
SANIBEL CAPTIVA CMNTY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2014 · Amount on File
Deed SaleOct 30, 2014 · Amount on File
Prior SaleNov 6, 2000 · Amount on File
Deed Document Number2014223327
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address979 E GULF DR # D451, D451, SANIBEL, FL 33957-6929
Transaction TypeMortgage
Record UpdatedJun 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address18100 SW 88TH CT, PALMETTO BAY, FL 33157-5977

Mortgage

Document Number0000211223
DateJun 16, 2023
Instrument2023000211223
Lender
NameANDREW NEUBAUER
TypePrivate Party
AddressFORT WORTH, TX 76155
Agreement
TypeSBA Mortgage
AmountAmount on Record
Term179 Months
DueMay 12, 2038

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address979 E GULF DR # D451, D451, SANIBEL, FL 33957-6929
Document Number0000120577
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJun 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address979 E GULF DR #D451 SANIBEL FL 339576929, D451, SANIBEL, FL 33957-6929

Mortgage

Document Number0000120577
DateMay 28, 2020
Instrument120577
Lender
NameSANIBEL CAPTIVA CMNTY BK
TypeBank
AddressSANIBEL, FL 33957
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 979 E Gulf Dr, #D451 was $7,708.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalitySanibel City
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$552,396 (+1.2%) Building $552,396$552,396 (+1.2%) Building $552,396
2025$7,708.00$545,855 Building $545,855$545,855 Building $545,855
2023$1,254.00 (-82.58%)$86,100 (-85.14%) Building $86,100$86,100 (-85.14%) Building $86,100
2022$7,198.00$579,410 Building $579,410$579,410 Building $579,410

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 979 E Gulf Dr, #D451 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 637 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2,167 units insured
incl. 1,530 condo units
Nearby Flood Claims1,046 (1982–2026)
Claims Outside the SFHA15 of 1,046
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 118 claims
  • Hurricane Ian, Oct 2022 · 351 claims
  • Hurricane Ian, Oct 2022 · 325 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 979 E Gulf Dr, #D451 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemISLAND WATER ASSOCIATION
serves 14,784 people · EPA ID FL5360146
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
3,000 / 3,000
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

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