979 E Gulf Dr, #D443, Sanibel, FL 33957 Property Records

Lee County property record for 979 E Gulf Dr, #D443, Sanibel, FL 33957

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,184 sqft · built 1976
Lot Size0.334 acres (14,540 sqft)
Owner2 Trust Names on File
Last Sale$485,000 (Jul 2002)
Tax Bill$8,249 (2025)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone AE (high risk)
APN30-46-23-T2-0070D.4430

Property Details

APN / Parcel Number

Primary APN30-46-23-T2-0070D.4430
Alternative APNs
  • 233046T20070D4430
  • 10128455

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units382 Units
Stories3 Stories
Building Area1,184 sqft Living Area
1st Floor Area1,184 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleCondo/Apartment
Lot Area14,540 sqft (0.334 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area128 sqft

Location & Zoning

Account Number10128455
Street Address979 E GULF DR, D443
CitySANIBEL
StateFL
Zip33957-6929
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOGGERHEAD CAY PHSE 2 COND BLDG D OR 1080 PG 1784 UNIT 443
Legal Range23E
Legal Township46S
Legal Section30
Legal SubdivisionSANIBEL EAST GULF DRIVE
Legal Phase2
Legal TractT2
Legal Block3
Legal Lot Number443
Legal Unit443
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group3
Census Block3006
Census Tract80202

Owner

979 E Gulf Dr, #D443 is held in a trust since September 2010.

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address100 HUYLER DR, HYDE PARK, NY 12538-1584
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2002 · Amount on File
Deed SaleJul 5, 2002 · Amount on File
Deed Book / Page3680 / 3948
Last Transfer DateSep 14, 2010
Transfer Doc0000244908
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address979 E GULF DR # D443, D443, SANIBEL, FL 33957-6929
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000104997
DateMay 12, 2017
Instrument2017000104997
Lender
NameAMERICAN MOMENTUM BANK
TypeBank
AddressCOLLEGE STATION, TX 77845
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueJun 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 979 E Gulf Dr, #D443 was $8,249.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalitySanibel City
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$552,396 (-5.45%) Building $552,396$552,396 (-5.45%) Building $552,396
2025$8,249.00$584,240 Building $584,240$584,240 Building $584,240
2023$1,254.00 (-83.88%)$86,100 (-86.26%) Building $86,100$86,100 (-86.26%) Building $86,100
2022$7,781.00$626,467 Building $626,467$626,467 Building $626,467

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 979 E Gulf Dr, #D443 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 637 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2,167 units insured
incl. 1,530 condo units
Nearby Flood Claims1,046 (1982–2026)
Claims Outside the SFHA15 of 1,046
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 118 claims
  • Hurricane Ian, Oct 2022 · 351 claims
  • Hurricane Ian, Oct 2022 · 325 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 979 E Gulf Dr, #D443 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemISLAND WATER ASSOCIATION
serves 14,784 people · EPA ID FL5360146
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
3,000 / 3,000
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

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