979 Baylor Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 979 Baylor Dr, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,344 sqft · built 2004
Lot Size	0.203 acres (8,845 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Jun 2010)
Tax Bill	$13,745 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`679-170-18-00`

Property Details

APN / Parcel Number

Primary APN	`679-170-18-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,344 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	8,845 sqft (0.203 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	979 BAYLOR DR
City	SAN MARCOS
State	CA
Zip	92078-1070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 18 TR 014630
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	014630
Legal Block	1
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17112

Owner

979 Baylor Dr is owned and occupied by two individuals who bought it in June 2010.

Source: San Diego County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	979 BAYLOR DR, SAN MARCOS, CA 92078-1070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit ALLIANT CREDIT UNION
Aug 7, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2010 · Amount on File
Deed Sale	Jun 9, 2010 · Amount on File
Prior Sale	Dec 20, 2007 · Amount on File
Deed Document Number	2010287830
Prior Transfer Date	Jun 3, 2004
Prior Transfer Doc	0000593145
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 31, 2026
Property Address	979 BAYLOR DR, SAN MARCOS, CA 92078-1070
Document Number	0000220975
Instrument Date	Jul 25, 2026
Instrument	2026220975
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 BAYLOR DR, SAN MARCOS, CA 92078-1070

Mortgage

Document Number	0000220975,
Date	Jul 31, 2026
Instrument	2026220975

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.49%
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	979 BAYLOR DR, SAN MARCOS, CA 92078-1070
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000329860
Date	Aug 7, 2019
Instrument	2019-0329860

Lender

Name	US BANK NA
Type	Mortgage Company
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	May 19, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	979 BAYLOR DR, SAN MARCOS, CA 92078-1070
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 BAYLOR DR, SAN MARCOS, CA 92078-1070

Mortgage

Document Number	0000511854
Date	Sep 3, 2020
Instrument	2020-0511854

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 979 Baylor Dr was $13,745 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$926,467 (+2%) Land $360,079 Building $566,388
2025	$13,745.00 Homeowner's exemption	$908,302 Land $353,019 Building $555,283
2023	$13,017.00 (+1.57%) Homeowner's exemption	$873,034 Land $339,312 Building $533,722
2022	$12,816.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 979 Baylor Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 979 Baylor Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Baylor Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures