971 Baylor Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 971 Baylor Dr, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,200 sqft · built 2004
Lot Size	0.202 acres (8,787 sqft)
Owner	2 Individual Names on File
Last Sale	$880,000 (Jul 2019)
Tax Bill	$14,298 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`679-170-20-00`

Property Details

APN / Parcel Number

Primary APN	`679-170-20-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,200 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	8,787 sqft (0.202 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	971 BAYLOR DR
City	SAN MARCOS
State	CA
Zip	92078-1070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 20 TR 014630
Legal Subdivision	CITY/SAN MARCOS #400 PH 4 UN #
Legal Tract	014630
Legal Block	1
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17112

Owner

971 Baylor Dr is owned and occupied by two individuals who bought it in July 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	971 BAYLOR DR, SAN MARCOS, CA 92078-1070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 31, 2019	Grant Deed, Transfer · ARM UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2019 · Amount on File
Deed Sale	Jul 31, 2019 · Amount on File
Prior Sale	Feb 10, 2012 · Amount on File
Deed Document Number	2019315493
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	971 BAYLOR DR, SAN MARCOS, CA 92078-1070
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 BAYLOR DR, SAN MARCOS, CA 92078-1070

Mortgage

Document Number	0000147517
Date	Feb 25, 2021
Instrument	2021-0147517

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 31, 2019
Property Address	971 BAYLOR DR, SAN MARCOS, CA 92078-1070
Document Number	0000315493
Map Reference	MAP 14630
Instrument Date	Jul 29, 2019
Instrument	2019-0315493
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	971 BAYLOR DR, SAN MARCOS, CA 92078-1070

Mortgage

Document Number	0000315494
Date	Jul 31, 2019
Instrument	2019-0315494

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 971 Baylor Dr was $14,298.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$981,651 (+2%) Land $446,205 Building $535,446
2025	$14,298.00	$962,404 Land $437,456 Building $524,948
2023	$13,520.00 (+1.58%)	$925,034 Land $420,470 Building $504,564
2022	$13,310.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 971 Baylor Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 971 Baylor Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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