979 Bay Rd, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 979 Bay Rd, Amherst, MA 01002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,944 sqft · built 1860
Lot Size	1.98 acres (86,249 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (May 2024)
Tax Bill	$8,612 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit Dec 2021 Refinance
APN	`30A000008`

Property Details

APN / Parcel Number

Primary APN	`30A000008`
Alternative APN	`AMHE M:0030A B:0000 L:0008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
Gross Area	3,264 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	86,249 sqft (1.98 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	30A000008
Street Address	979 BAY RD
City	AMHERST
State	MA
Zip	01002-3557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	DAVID N & PHYLLIS H SMITH SURV
Legal Lot Number	8
Jurisdiction	AMHERST MA
Township / Civil Division	AMHERST TOWN
Census Block Group	2
Census Block	2014
Census Tract	820801

Owner

Source: Hampshire County and Amherst Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5409 MOCKINGBIRD DR, KNOXVILLE, TN 37919-8974
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2025	Deed of Trust, Mortgage · Line of Credit FLORENCE BANK
Dec 13, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance GREENFIELD SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2024 · Amount on Record
Deed Sale	May 7, 2024 · Amount on Record
Prior Sale	Apr 20, 2007 · Amount on Record
Deed Document Number	20246379
Deed Book / Page	15126 / 308
Prior Transfer Date	May 6, 2024
Prior Transfer Doc	015126-308
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	979 BAY RD, AMHERST, MA 01002-3557
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015469-173
Date	Jul 9, 2025
Book Page	15469/173
Instrument	10909

Lender

Name	FLORENCE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMHERST MA
Recording Date	Dec 13, 2021
Property Address	979 BAY RD, AMHERST, MA 01002-3557
Document Number	014383-251
Book / Page	14383 / 251
Instrument Date	Nov 22, 2021
Instrument	30903
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 BAY RD, AMHERST, MA 01002-3557

Mortgage

Document Number	014383-255
Date	Dec 13, 2021
Book Page	14383/255
Instrument	30904

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	253 Months
Due	Jan 1, 2043

Tax Assessment & Valuation

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Amherst Town City
County	Hampshire County
Elementary School District	Amherst School District (PK - 06)
Secondary School District	Amherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,612.00 (+2.26%)	$509,300 (+8.55%) Land $191,000 Building $318,300	$492,586 (+2.8%)
2025	$8,422.00 (-0.79%)	$469,200 (+2.31%) Land $175,900 Building $293,300	$479,180
2024	$8,489.00 (+4.27%)	$458,600 (+13.23%) Land $166,500 Building $292,100
2023	$8,141.00	$405,000 Land $152,000 Building $253,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST DPW WATER DIVISION serves 39,263 people · EPA ID MA1008000
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Rd

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