968 Bay Rd, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 968 Bay Rd, Amherst, MA 01002

Property Summary

Property Type	Duplex
Details	4 bd · 4.5 ba · 2,484 sqft · built 1976
Lot Size	2.04 acres (89,242 sqft)
Owner	2 Trust Names on Record
Tax Bill	$10,352 (2026)
Deeds & Mortgages	Jan 2024 Refinance Dec 2022 Line of Credit + 1 more
APN	`27C000013`

Property Details

APN / Parcel Number

Primary APN	`27C000013`
Alternative APN	`AMHE M:0027C B:0000 L:0013`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,484 sqft Living Area
Gross Area	5,552 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	89,242 sqft (2.04 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	27C000013
Street Address	968 BAY RD
City	AMHERST
State	MA
Zip	01002-3547
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	HELEN T SANDERS
Legal Lot Number	13
Jurisdiction	AMHERST MA
Township / Civil Division	AMHERST TOWN
Census Block Group	1
Census Block	1023
Census Tract	820801

Owner

Source: Hampshire County and Amherst Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	968 BAY RD, AMHERST, MA 01002-3547
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FLORENCE BANK
Dec 16, 2022	Deed of Trust, Mortgage · Line of Credit FLORENCE BANK
Jul 24, 2019	Deed of Trust, Mortgage · Line of Credit FLORENCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2014
Deed Sale	Nov 20, 2014
Deed Document Number	201421855
Deed Book / Page	11808 / 43
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	968 BAY RD, AMHERST, MA 01002-3547
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015054-122
Date	Jan 22, 2024
Book Page	15054/122
Instrument	202400000924

Lender

Name	FLORENCE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	968 BAY RD, AMHERST, MA 01002-3547
Transaction Type	Mortgage
Record Updated	Dec 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014760-27
Date	Dec 16, 2022
Book Page	14760/27
Instrument	25542

Lender

Name	FLORENCE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	968 BAY RD, AMHERST, MA 01002-3547
Document Number	13336-208
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	968 BAY RD AMHERST MA 010023547, AMHERST, MA 01002-3547

Mortgage

Document Number	13336-208
Date	Jul 29, 2019
Book Page	013336/000208
Instrument	13489

Lender

Name	FLORENCE BK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Amherst Town City
County	Hampshire County
Elementary School District	Amherst School District (PK - 06)
Secondary School District	Amherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,352.00 (+10,049.02%)	$612,200 (+7.46%) Land $192,300 Building $419,900	$661,416
2025	$102.00 (-98.95%)	$569,700 (+8.6%) Land $176,400 Building $393,300
2024	$9,710.00 (+4.23%)	$524,600 (+13.18%) Land $167,000 Building $357,600
2023	$9,316.00	$463,500 Land $152,500 Building $311,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST DPW WATER DIVISION serves 39,263 people · EPA ID MA1008000
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures