979 55th St, Oakland (Emeryville), CA 94608 Property Records

Alameda County property record for 979 55th St, Oakland, CA 94608

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,134 sqft · built 1924
Lot Size0.064 acres (2,800 sqft)
Owner2 Individual Names on Record
Last Sale$504,000 (Nov 2004)
Tax Bill$10,850 (2025)
Deeds & MortgagesJan 2021 Mortgage
Apr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-1187-44

Property Details

APN / Parcel Number

Primary APN13-1187-44
Alternative APN
  • 013-1187-044-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,134 sqft Living Area

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleL-Shape
Construction TypeWood
Lot Area2,800 sqft (0.064 acres)

Location & Zoning

Street Address979 55TH ST
CityEMERYVILLE
StateCA
Zip94608-3103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00044 BLK: AR: 0013 PAGE: 1187
Legal SubdivisionPERSONS GOLDEN GATE
Legal BlockB
Legal Lot Number15
JurisdictionALAMEDA CA
Township / Civil DivisionOAKLAND
Census Block Group2
Census Block2000
Census Tract400900

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address979 55TH ST, EMERYVILLE, CA 94608-3103
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Apr 14, 2020Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2004 · Amount on Record
Deed SaleNov 22, 2004 · Amount on Record
Prior SaleAug 6, 2002 · Amount on Record
Deed Document Number2004519005
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address979 55TH ST, OAKLAND, CA 94608-3103
Transaction TypeMortgage
Record UpdatedApr 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address979 55TH ST, OAKLAND, CA 94608-3103

Mortgage

Document Number0000024481
DateJan 21, 2021
Instrument2021024481
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address979 55TH ST, OAKLAND, CA 94608-3103
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000082989
DateApr 14, 2020
Instrument2020082989
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMar 8, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityOakland City
Unified School DistrictOakland Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$709,511 (+1%) Land $214,953 Building $501,558
2025$10,850.00 (-1.14%) Homeowner's exemption$702,464 (+4.04%) Land $210,739 Building $491,725
2023$10,975.00 Homeowner's exemption$675,193 Land $202,558 Building $472,635$820,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,068 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Sonic Telecom
Fiber
1,000 / 1,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Sail Internet.

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