966 55th St, Oakland (Emeryville), CA 94608 Property Records

Alameda County property record for 966 55th St, Oakland, CA 94608

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,031 sqft · built 1898
Lot Size	0.073 acres (3,197 sqft)
Owner	Company Name on Record
Last Sale	$565,000 (Dec 2015)
Tax Bill	$10,961 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-1300-6`

Property Details

APN / Parcel Number

Primary APN	`15-1300-6`
Alternative APN	`015-1300-006-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,031 sqft Living Area

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,197 sqft (0.073 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	966 55TH ST
City	OAKLAND
State	CA
Zip	94608-3108
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT: 00006 BLK: AR: 0015 PAGE: 1300
Legal Subdivision	J E MCELRATH
Legal Block	D
Legal Lot Number	8
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1013
Census Tract	400900

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	966 55TH ST, OAKLAND, CA 94608-3108
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Line of Credit USE CU
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage USE CREDIT UNION
Feb 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2015 · Amount on Record
Deed Sale	Dec 18, 2015 · Amount on Record
Deed Document Number	2015331352
Last Transfer Date	Feb 4, 2019
Transfer Doc	0000029686
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	966 55TH ST, OAKLAND, CA 94608-3108
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000168029
Date	Oct 6, 2022
Instrument	2022168029

Lender

Name	USE CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	966 55TH ST, OAKLAND, CA 94608-3108
Transaction Type	Mortgage
Record Updated	May 11, 2022
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	966 55TH ST, OAKLAND, CA 94608-3108

Mortgage

Document Number	0000028798
Date	Jan 25, 2021
Instrument	2021028798

Lender

Name	USE CREDIT UNION
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Feb 15, 2019
Property Address	966 55TH ST, OAKLAND, CA 94608-3108
Document Number	0000029686
Instrument Date	Feb 4, 2019
Instrument	29686
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	966 55TH ST OAKLAND CA 946083108, OAKLAND, CA 94608-3108

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$675,202 (+0.95%) Land $205,264 Building $476,938
2025	$10,961.00 (-0.56%) Homeowner's exemption	$668,829 (+4.04%) Land $201,240 Building $467,589
2023	$11,023.00 Homeowner's exemption	$642,861 Land $193,427 Building $449,434

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,068 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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