9785 Montego Ct, Windsor, CA 95492 Property Records

Sonoma County property record for 9785 Montego Ct, Windsor, CA 95492 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,757 sqft · built 1993
Lot Size0.16 acres (6,970 sqft)
OwnerCompany Name on File
Last Sale$540,000 (Aug 2013)
Tax Bill$7,158 (2025)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN162-170-020-000

Property Details

APN / Parcel Number

Primary APN162-170-020-000
Alternative APN
  • 162-170-020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,757 sqft Living Area
1st Floor Area1,757 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeWood
Lot Area6,970 sqft (0.16 acres)

Location & Zoning

Old Parcel Number162-170-020
Street Address9785 MONTEGO CT
CityWINDSOR
StateCA
Zip95492-7962
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOOTHILL OAKS UNIT #4 LOT 44
Legal SubdivisionFOOTHILL OAKS UNIT #4
Legal Block2
Legal Lot Number44
JurisdictionSONOMA CA
Township / Civil DivisionHEALDSBURG
Census Block Group2
Census Block2002
Census Tract153807

Owner

Source: Sonoma County records · APN 162-170-020-000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address9785 MONTEGO CT, WINDSOR, CA 95492-7962
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 30, 2013 · Amount on Record
Deed SaleAug 30, 2013 · Amount on Record
Deed Document Number201388852
Last Transfer DateJul 23, 2019
Transfer Doc0000052666
Record UpdatedJun 08, 2026

July 2019: Reverse Mortgage, Transfer

Document TypeReverse Mortgage
JurisdictionSONOMA CA
Recording DateJul 31, 2019
Property Address9785 MONTEGO CT, WINDSOR, CA 95492-7962
Document Number0000052666
Instrument DateJul 23, 2019
Instrument52666
Transaction TypeTransfer
Record UpdatedSep 30, 2019
Title CompanyFNC TITLE/CA

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address9785 MONTEGO CT WINDSOR CA 954927962, WINDSOR, CA 95492-7962

Mortgage

Document Number52667
DateJul 31, 2019
Instrument52667
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term864 Months
DueJul 30, 2091
Interest
Rate TypeAdjustable Rate
Rate5.44%

Mortgage

Document Number52668,
DateJul 31, 2019
Instrument52668
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term864 Months
DueJul 30, 2091
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalityWindsor Town
Unified School DistrictWindsor Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,158.00 (+4.27%) Homeowner's exemption$597,882 (+4.04%) Land $230,543 Building $367,339
2023$6,865.00 (+1.75%) Homeowner's exemption$574,668 Land $221,592 Building $353,076
2022$6,747.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sonoma County (06097C), updated February 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060971538072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims4 (1983–1997)
Claims Outside the SFHA1 of 4
Most Recent ClaimJan 1997, river or lake flooding, Severe Storms, Flooding, Mud And Landslides

Wildfire

Wildfire RiskModerate
above 49% of the US · above 29% of California
Wildfire LikelihoodAbout 1 in 943 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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