St. Clair County property record for 9781 River Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,270 sqft · built 1997 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (Aug 2010) |
| Tax Bill | $10,443 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-487-0030-100 |
| Primary APN | 74-14-487-0030-100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,270 sqft Living Area |
| 1st Floor Area | 1,945 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Depth | 100 ft Depth |
| Garage Area | 1,092 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9781 RIVER RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 832 EXC S'LY 50' SUPERVISOR ROY T GILBERT'S PLAT NO 11 |
| Legal Subdivision | SUPERVISORS ROY T GILBERTS PLAT #11 |
| Legal Lot Number | 832 |
| Legal Unit | 832 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 646000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9781 RIVER RD, CLAY, MI 48001-4533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2010 · Amount on Record |
| Deed Sale | Aug 6, 2010 · Amount on Record |
| Deed Document Number | 201015347 |
| Deed Book / Page | 4060 / 422 |
| Record Updated | Oct 29, 2026 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $597,000 (+16.24%) | $1,194,000 (+16.24%) | |
| 2025 | $10,443.00 (+2.35%) Homeowner's exemption | $513,600 (+18.04%) | |
| 2024 | $10,203.00 (+8.98%) | $1,027,200 (+18.04%) | |
| 2023 | $435,100 | ||
| 2022 | $9,362.00 | $870,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 11 (1981–2019) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Jun 2019 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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