9748 River Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9748 River Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,160 sqft
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jun 2023)
Tax Bill	$2,013 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jun 2023 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`74-14-487-0026-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-487-0026-000`

Interior

Full Baths	2 Baths
Building Area	1,160 sqft Living Area
1st Floor Area	1,160 sqft

Exterior

Lot Area	47,480 sqft (1.09 acres)
Lot Dimensions	985 ft deep x 48.2 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	9748 RIVER RD
City	CLAY
State	MI
Zip	48001-4532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	LOT 829 EXC THE N 60 FT THEREOF SUP ROY T GILBERTS PLAT NO 11 PC 188 & 200 T2N R16E
Legal Subdivision	SUPERVISOR ROY T GILBERTS PLAT #11
Legal Lot Number	829
Legal Unit	829
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1002
Census Tract	646000

Owner

Source: St. Clair County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 S PARKWAY DR, CLAY, MI 48001-4524
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 23, 2023	Warranty Deed, Transfer FIRST PREMIER TITLE AGENCY
Feb 28, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2023 · Amount on Record
Deed Sale	Jun 23, 2023 · Amount on Record
Prior Sale	Feb 28, 2022 · Amount on Record
Deed Document Number	202311149
Last Transfer Date	Jul 11, 2023
Transfer Doc	0005635945
Record Updated	Jun 8, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 11, 2023
Property Address	9748 RIVER RD, CLAY, MI 48001-4532
Document Number	0005635945
Book / Page	5635 / 945
Map Reference	LB 49 PG 19&20
Instrument Date	Jul 11, 2023
Instrument	2023012134
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 S PARKWAY DR, CLAY, MI 48001-4524

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 23, 2023
Property Address	9748 RIVER RD, CLAY, MI 48001-4532
Document Number	0005631781
Book / Page	5631 / 781
Map Reference	LB 49 PG 19&20
Instrument Date	May 26, 2023
Instrument	2023011149
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	FIRST PREMIER TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8297 ANCHOR BAY DR, CLAY, MI 48001-3502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2519 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 28, 2022
Property Address	9748 RIVER RD, CLAY, MI 48001-4532
Document Number	0005492287
Book / Page	5492 / 287
Map Reference	LB 49 PG 19
Instrument Date	Feb 22, 2022
Instrument	2022004785
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9948 RIVER RD, 9948, CLAY, MI 48001-4538

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,013.00 (-29.07%)	$54,200 (+8.62%)
2024	$2,838.00 (+75.73%)		$108,400 (+8.62%)
2023		$49,900 (+6.85%)
2022	$1,615.00 (+3.53%)	$46,700	$99,800 (+6.85%)
2021	$1,560.00		$93,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	11 (1981–2019)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Jun 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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