978 Windstream Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 978 Windstream Dr, Saint Peters, MO 63376

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,035 sqft · built 1985
Lot Size	0.021 acres (903 sqft)
Owner	Individual Name on Record
Last Sale	$131,704 (Aug 2026)
Tax Bill	$2,043 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A860000936`

Property Details

APN / Parcel Number

Primary APN	`A860000936`
Alternative APN	`3-0005-5878-05-0039.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,035 sqft Living Area
Gross Area	1,255 sqft
1st Floor Area	1,035 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	903 sqft (0.021 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A860000936
Street Address	978 WINDSTREAM DR
City	SAINT PETERS
State	MO
Zip	63376-4076
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WINDSTREAM CONDO #1 TRT 5 BLDG 5 UNIT 39 GAR 2ND FLR
Legal Subdivision	WINDSTREAM CONDOS #1 TRT 5
Legal Tract	5
Legal Lot Number	39
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	1
Census Block	1001
Census Tract	311391

Owner

Source: St. Charles County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	978 WINDSTREAM DR, 39, SAINT PETERS, MO 63376-4076
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORPORATION
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 9, 2019	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2026 · Amount on Record
Deed Sale	Aug 11, 2026 · Amount on Record
Prior Sale	Aug 9, 2019 · Amount on Record
Deed Document Number	202638218
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 11, 2026
Property Address	978 WINDSTREAM DR, SAINT PETERS, MO 63376-4076
Document Number	0000038218
Instrument Date	Aug 5, 2026
Instrument	202638218
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 WINDSTREAM DR, 39, SAINT PETERS, MO 63376-4076

Mortgage

Document Number	0000038219,
Date	Aug 11, 2026
Instrument	202638219

Lender

Name	NATIONS LENDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	978 WINDSTREAM DR, SAINT PETERS, MO 63376-4076
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 WINDSTREAM DR, SAINT PETERS, MO 63376-4076

Mortgage

Document Number	0000097273
Date	Dec 1, 2021
Instrument	2021R-097273

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 9, 2019
Property Address	978 WINDSTREAM DR, SAINT PETERS, MO 63376-4076
Document Number	0000419960
Book / Page	7121 / 1151
Map Reference	MB 24 PG 96&97
Instrument Date	Aug 5, 2019
Instrument	20190809000419960
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	978 WINDSTREAM DR # 39, 978, SAINT PETERS, MO 63376-4076

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 WINDSTREAM DR # 39, 39, SAINT PETERS, MO 63376-4076

Mortgage

Document Number	0000419970
Date	Aug 9, 2019
Book Page	7121/1153
Instrument	20190809000419970

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,354 (-)	$159,758 (-) Building $159,758
2025	$2,043.00 (+10.61%)	$30,354 (+13.57%)	$159,758 (+13.57%) Building $159,758
2024	$1,847.00
2023		$26,727
2022			$140,669 Building $140,669

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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