974 Windstream Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 974 Windstream Dr, Saint Peters, MO 63376

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,202 sqft · built 1985
Lot Size	0.021 acres (902 sqft)
Owner	Individual Name on Record
Last Sale	$127,731 (Nov 2019)
Tax Bill	$2,375 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A860000935`

Property Details

APN / Parcel Number

Primary APN	`A860000935`
Alternative APN	`3-0005-5878-05-0038.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,202 sqft Living Area
Gross Area	1,422 sqft
1st Floor Area	1,202 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	902 sqft (0.021 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A860000935
Street Address	974 WINDSTREAM DR
City	SAINT PETERS
State	MO
Zip	63376-4076
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WINDSTREAM CONDO #1 TRT5 BLDG5 UNIT 38 GAR 2NDFL
Legal Subdivision	WINDSTREAM CONDOS #1 TRT 5
Legal Tract	5
Legal Lot Number	38
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	1
Census Block	1001
Census Tract	311391

Owner

Source: St. Charles County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	974 WINDSTREAM DR, SAINT PETERS, MO 63376-4076
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Construction Mortgage ROCKET MORTGAGE LLC
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 26, 2019	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Jun 14, 2013 · Amount on Record
Deed Document Number	2019681220
Deed Book / Page	7189 / 1190
Prior Transfer Date	Apr 9, 2002
Prior Transfer Doc	0000033746
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Aug 14, 2026
Property Address	974 WINDSTREAM DR, SAINT PETERS, MO 63376-4076
Document Number	0000038857
Instrument Date	Aug 10, 2026
Instrument	202638857
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 WINDSTREAM DR, SAINT PETERS, MO 63376-4076

Mortgage

Document Number	0000038857,
Date	Aug 14, 2026
Instrument	202638857

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Mar 1, 2027

Interest

Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	974 WINDSTREAM DR, SAINT PETERS, MO 63376-4076
Transaction Type	Mortgage
Record Updated	Dec 3, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 WINDSTREAM DR 38, 38, SAINT PETERS, MO 63376-4076

Mortgage

Document Number	2021R094747
Date	Nov 18, 2021
Instrument	2021R-094747

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Dec 1, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 26, 2019
Property Address	974 WINDSTREAM DR, SAINT PETERS, MO 63376-4076
Document Number	0071891190
Book / Page	7189 / 1190
Map Reference	MB 1005 PG 128
Instrument Date	Nov 22, 2019
Instrument	20191126000681220
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 WINDSTREAM DR # 38, 38, SAINT PETERS, MO 63376-4076

Mortgage

Document Number	20191126000681230
Date	Nov 26, 2019
Instrument	20191126000681230

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,293 (-)	$185,753 (-) Building $185,753
2025	$2,375.00	$35,293 (+13.56%)	$185,753 (+13.56%) Building $185,753
2023		$31,079
2022			$163,574 Building $163,574

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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