Hamilton County property record for 978 Twincrest Ct, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,959 sqft · built 1959 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Dec 2002) |
| Tax Bill | $5,103 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0232-0037-00 |
| Primary APN | 590-0232-0037-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,959 sqft Living Area |
| Gross Area | 3,006 sqft |
| 1st Floor Area | 1,119 sqft |
| 2nd Floor Area | 840 sqft |
| Basement Area | 567 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 125 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 978 TWINCREST CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-3816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | TWINCREST CT 65 X 125.86 IRR LOT 114 BRENTWOOD SUBSEC 5 BLK B PT 2 |
| Legal Subdivision | BRENTWOOD SUB |
| Legal Block | B |
| Legal Lot Number | 114 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 22102 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 978 TWINCREST CT, CINCINNATI, OH 45231-3816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Aug 16, 2024 | Transfer on Death Deed, Transfer |
| Apr 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Jun 25, 2019 | Deed of Trust, Mortgage · Line of Credit KEMBA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2002 · Amount on Record |
| Deed Sale | Dec 31, 2002 · Amount on Record |
| Prior Sale | Sep 27, 2002 · Amount on Record |
| Deed Document Number | 2002259625 |
| Deed Book / Page | 9127 / 13 |
| Last Transfer Date | Aug 9, 2024 |
| Transfer Doc | 0000057315 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 978 TWINCREST CT, CINCINNATI, OH 45231-3816 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000104663 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 14491/2170 |
| Instrument | 2021-0104663 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 16, 2024 |
| Property Address | 978 TWINCREST CT, CINCINNATI, OH 45231-3816 |
| Document Number | 0000057315 |
| Book / Page | 15231 / 445 |
| Map Reference | MB 91 PG 100&101 |
| Instrument Date | Aug 15, 2024 |
| Instrument | 2024-0057315 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 978 TWINCREST CT, CINCINNATI, OH 45231-3816 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 978 TWINCREST CT, CINCINNATI, OH 45231-3816 |
| Document Number | 0000034298 |
| Instrument Date | Apr 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 978 TWINCREST CT CINCINNATI OH 452313816, CINCINNATI, OH 45231-3816 |
| Document Number | 0000034298 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 014145/002214 |
| Instrument | 34298 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 978 TWINCREST CT, CINCINNATI, OH 45231-3816 |
| Document Number | 0000054696 |
| Instrument Date | Jun 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 978 TWINCREST CT CINCINNATI OH 452313816, CINCINNATI, OH 45231-3816 |
| Document Number | 0000054696 |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 013954/002487 |
| Instrument | 54696 |
| Name | KEMBA CU |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 8, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Finneytown Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,103.00 (+2.35%) | $73,129 (-) Land $11,550 Building $61,579 | $208,940 (-) Land $33,000 Building $175,940 |
| 2024 | $4,986.00 (+1.71%) | $73,129 (-) Land $11,550 Building $61,579 | |
| 2023 | $4,902.00 (+9.01%) | $73,129 (+50.28%) Land $11,550 Building $61,579 | $208,940 (+50.28%) Land $33,000 Building $175,940 |
| 2022 | $4,497.00 Homeowner's exemption | $48,661 Land $11,400 Building $37,261 | |
| 2020 | $139,030 Land $32,570 Building $106,460 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 12 (1985–2017) |
| Claims Outside the SFHA | 9 of 12 |
| Most Recent Claim | Nov 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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